1, the types of insurance are not exactly the same: employees of the unit are insured with five insurances: pension, unemployment, medical care, work-related injury and maternity, of which pension, unemployment and medical care are paid by the unit and individual, while work-related injury and maternity are paid by the unit; Individuals who are insured as flexible employees generally only participate in pension and medical insurance, and the expenses are completely paid by individuals.
2. Different payment bases: employees in the unit take their income in the previous year as the payment base. If his income in the previous year was lower than 60% of the local average social wage in the previous year, 60% of the social wage will be used as the payment base. If my income in the previous year was 300% higher than the local average social wage in the previous year, the part exceeding 300% will not be used as the payment base. For individuals who are insured as flexible employees, the payment base is between 60% and 300% of the local average social wage in the previous year (generally the categories are announced by local social security institutions), and they can choose according to their economic ability.
As for how to transfer individual contributions to unit contributions, the premise is that you have to sign a labor contract with the unit that normally pays social insurance, and the unit will apply for insurance for you, so that you can stop individual contributions and complete the insurance relationship connection procedures in time. For details, please call 12333. Or you can go to the social security agency in Wujin to find out for yourself.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.