In order to prepare, Xiao Yong's tuition fee for going to college five years later is 1000. Now that his mother has been saved by him, he thinks from the following.

Suppose you start saving X yuan. If you follow the first saving method:

x( 1+2.7%×3)( 1+2.7%×3)= 5000,

Solution: x ≈ 4279.

If you press the second saving method:

Have: x+x? 2.88%×6=5000,

Solution: x≈4263,

That is, the principal deposited by the first saving method needs about 4279 yuan.

The initial deposit of the second saving method is about 4263 yuan.

Because 4263 < 4279,

Therefore, according to the second saving method, the principal is less.