After the full implementation of the two-child policy, Guilin Municipal Health and Family Planning Commission and Family Planning Association recently launched "Family Planning Care Insurance", which is a policy insurance tailored for family planning. Guilin is the first prefecture-level city in Guangxi to implement family planning accident insurance on a large scale. Introduction of Family Planning Nursing Insurance In June this year, Sister Li, who lives in Xiangshan District, bought three family planning nursing insurances for a family of three, and the whole family only had to pay 70 yuan premium every year. "A family of three can get a year's peace guarantee with a premium of only tens of yuan, which feels particularly cost-effective." Sister Li said. It is reported that this kind of family planning care insurance is launched for the general public according to the spirit of the Eighth National Congress of China Family Planning Association on "developing family planning insurance, expanding new types of insurance, expanding coverage, improving payout ratio and enhancing the ability of family planning support". Wu Jiangping, secretary-general of the Municipal Family Planning Association, said that Guilin has introduced family planning care insurance according to this requirement and implemented it in all counties and districts according to the Guiding Opinions on Family Planning Care Insurance in Guilin. It is reported that family planning nursing insurance is jointly developed by the Family Planning Association and related commercial insurance institutions. Family planning nursing insurance is an important part of family planning series insurance, and it is also included in the target management assessment of population and family planning in the city. "Family planning care insurance aims to improve the ability of family planning families to resist risks, enhance the sense of security of family planning families, eliminate people's worries about family planning, promote family harmony and happiness, guide people to consciously implement family planning, and promote the sustainable development of population, economy, society, resources and environment." Wu Jiangping said. Family planning care insurance covers all members of family planning, with preferential premiums and insurance coverage, and protects the interests of family planning to the maximum extent, so that it can get as many benefits as possible. Insurance mainly covers accidents, disabilities, accidental hospitalization and illness hospitalization. In the event of an accidental liability accident, you can get the accidental death and disability insurance benefits paid by the insurance company according to the contract, as well as the hospitalization insurance benefits in hospitals or other medical institutions at or above the township level recognized by the insurance company due to accidents or diseases. The reporter learned from the Municipal Family Planning Association that the object of family planning care insurance in Guilin is family planning families whose household registration is residents in the administrative area of Guilin and whose reproductive behavior does not violate the family planning laws, regulations or policies at that time. Healthy people whose family members (i.e. husband, wife and children) are aged 65,438+08 to under 60 can participate in the insurance as insurers, among which poor family planning enjoys priority. In addition, the insurance adopts the way of "a little government subsidy, a little preferential treatment from insurance companies and a little self-payment from family planning families" to raise premiums. It is reported that before the adjustment of the birth policy, if the only child and the children of two female families are insured, the insured company will subsidize 5 yuan, the county-level financial subsidy of the household registration will be 5 yuan, and the family planning family insured will pay 20 yuan. If the parents and children of other family planning families and the parents of the one-child two-daughter family before the adjustment of the birth policy are the insured, the underwriting insurance company will subsidize 5 yuan and the family planning family will be paid 25 yuan by the insured according to the calculation of one person and one 30 yuan. "Although the subsidy amount is not high, it enriches the content of the interest-oriented mechanism of family planning in our city and is an effective measure to build a family development support system conducive to family planning." Wu Jiangping explained. Among them, the insurance premium is 30 yuan per person per year, and the maximum total insurance coverage is 16000 yuan, including: accidental death insurance coverage 13000 yuan, accidental injury hospitalization insurance coverage 1000 yuan. Compared with most accident insurance, this type of insurance increases the hospitalization medical security for diseases, so that the security responsibility can better meet the needs of family planning families for health security. It is reported that in August last year, the State Council issued "Several Opinions on Accelerating the Development of Modern Insurance Service Industry", which clearly put forward the requirements of "encouraging the government to purchase insurance services through various forms, making full use of the market-oriented system and reducing the cost of public services". In Guilin, with the implementation of farm house insurance, agricultural product insurance and food safety liability insurance, the mode of government purchasing insurance services has also affected the lives of more and more people, touching on various public service fields, and family planning care insurance is one of them. In this insurance policy, the government mainly participates in it in the form of premium subsidies, and insurance has become a market mechanism to spread the risk of family planning, and it has been effectively docked with the government by financial means. In addition, family planning nursing insurance is not a new example of family planning system insurance. It is understood that since the introduction of family planning series insurance in 2007, Guilin has successively implemented family planning love insurance, family planning well-being insurance and family planning operation accident insurance. Among them, family planning love insurance has achieved remarkable results. By the end of this year, Guilin had handled love insurance for 65,438+065,438+08,000-65,438+08-year-old family planning children, with an investment of 6.37 million yuan and 65,438+0472 claims, with a compensation amount of 6.35 million yuan and a claim settlement rate of 99%. Wu Jiangping said that over the years, family planning insurance has provided an umbrella for nearly10.8 million family planning families, giving full play to the basic role of family planning associations in social management and the supplementary role of commercial insurance in family planning insurance. The reporter learned from the Municipal Family Planning Association that Guilin has a total population of 5.3 million. According to the preliminary investigation, in the pilot unit of family planning care insurance, the total population of family planning families aged 18-60 is 577,000, and there are 65,438 only children and two girls born before 20 16+ 1. As of February 5th, 65,438, the number of people participating in family planning nursing insurance was more than 28,000, and the city received more than 700,000 yuan in premiums. The county-level finance implemented matching funds1110,000 yuan. Wu Jiangping said that at present, many family planning families do not know enough about this. Next, the city will fully promote family planning care insurance to bring care to more family planning families.