Easy-to-generate deposits are products and services provided by banks to users. When the time deposit within one year is withdrawn in full in advance, it can be withdrawn according to the actual number of days of saving, and the interest is calculated according to the corresponding lump-sum deposit and withdrawal rate. Easy-to-generate deposits are only applicable to customers who deposit and withdraw time deposits in lump sum. The minimum initial deposit amount is RMB 65,438+00,000, and the maximum deposit period is one year. Users need one-time deposit and one-time withdrawal. Automatic card transfer and partial withdrawal are not supported.
Rural credit cooperatives (rural credit cooperatives in English) refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members. Rural credit cooperatives are independent enterprise legal persons, which are responsible for the debts of rural credit cooperatives with all their assets and enjoy civil rights according to law. Its property, legitimate rights and interests and business activities carried out according to law are protected by state laws. Its main task is to raise idle funds in rural areas and provide financial services for agriculture, farmers and rural economic development. In accordance with national laws and financial policies, organize and standardize rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and family economy, and limit and crack down on usury. Rural credit cooperatives are divided into the following departments: Rural Credit Cooperatives, International Finance Department of Rural Credit Cooperatives, Zhengtong Rural Credit Cooperatives Training School and Credit Department of Rural Credit Cooperatives, which are under the dual leadership of CBRC and the State Council.