(1) "China interbank income plan" module, that is, a business module in which financial institutions with financing needs and meeting the corresponding business access standards can sign corresponding contracts after the platform is successfully matched. The existing business of this module includes interbank deposits and interbank loans (borrowing).
(2) "China Interbank Enrichment Plan" module, that is, after the platform is successfully matched, financial institutions with qualified funds and corresponding business access standards can sign corresponding contracts. The existing business of this module includes interbank deposits and interbank loans (loans).
Two. All businesses on the platform (interbank deposits, loans, etc.). ) It shall be implemented in accordance with current laws and regulations, relevant regulatory provisions and relevant business management regulations of the Bank.
China interbank platform is divided into business management, transaction initiation, contract signing, transaction inquiry and other contents according to customer business functions. The specific service contents and functions are as follows:
(1) Business management: China Interbank Platform can set up a business administrator for customers, who is responsible for the role of business operator (including handling, approving and issuing) and setting business permissions, but the business administrator cannot participate in business operations.
Two. Transaction initiation: the transaction on the China interbank platform will be quoted by the business manager, and the Bank will confirm the transaction intention after it is approved by the business reviewer. For the transaction on the China interbank platform, the business operators at all levels of the customer can cancel it before the customer completes the contract signing through the digital security certificate authentication tool.
Three. Contract signing: The transaction initiated by the customer on the China interbank platform will enter the stage of contract authentication and signing after being confirmed by the bank. The electronic contract will come into effect after it is signed by the customer through the third-level authentication of digital security certificate, confirmed by China Bank and sent to the customer through the system. Once the electronic contract of the peer platform comes into effect, the customer shall not unilaterally change or terminate it.
Note: For the "interbank deposit" business in the mode of "China Interbank Financial Collection Plan", if the customer can't provide the fixed account number of the collection account when the transaction is initiated, he can first provide the transitional account information to form a three-level authentication signature of the contract, and the contract will take effect after it is confirmed by China Bank and sent to the customer through the system. After the money is transferred to the fixed account through the transitional account, the account manager of the corresponding service outlet initiates to sign the electronic supplementary contract to show the information of the fixed account, and then the customer needs to sign the electronic supplementary contract through the three-level authentication of the cross-bank platform.
(4) Transaction inquiry: You can inquire all business details and business status submitted by this institution on the China interbank platform, and print the electronic contract and transaction confirmation of successful transaction.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.