Today's high housing prices make many people just want to stop. Now many people have the need to buy a house, but they can't afford to buy a house in full, so people choose housing loans to buy a house. Due to the different loan policies in different regions, it is necessary to master the local real estate policy, because only in this way can the funds on hand be arranged reasonably and used correctly. If you are going to buy a house in Liuyang, what is the down payment for a 2.5 million house? How much is the monthly payment? Let me show you the relevant information below!
If the first set is purchased, the down payment ratio of the commercial loan shall not be less than 30% of the total house price, that is, 2.5 million * 30% = 1.75 million yuan, and the longest loan period shall be 30 years; Provident fund loans, the maximum loan ratio can reach 80%, the maximum loan amount is 600,000 yuan, and the longest loan period is 30 years.
If it's a second suite, it's not less than 50% of the appraised house price, that is to say, for a house with a total house price of 2.5 million, the down payment needs 2.5 million * 50% = 1.25 million; If the provident fund loans the second suite, the maximum loan amount is 600,000.
With regard to the down payment and monthly payment for buying a house in Liuyang, if you are going to buy a 2.5 million house in Liuyang, you should prepare sufficient funds. The down payment is not a small expense, and the monthly payment should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of Liuyang housing loan I provided for you. I hope it will help you!