I believe that people who often pay attention to the property market should have seen a lot of recent news about rights disputes between developers and property buyers. As a buyer who is ready to buy a house, it is impossible not to worry. Many netizens said: "I was going to buy a new house. After reading so many negative news, I hesitated. After all, this kind of "small probability" event, once spread to yourself, is a matter of "money and houses are empty". As a result, they began to pay attention to second-hand houses intentionally or unintentionally, at least visible and tangible, and they can save money. "
However, a sincere intermediary brother does not think so. According to him, although second-hand houses can be inspected on the spot, sometimes what they see is not necessarily true. In recent years, second-hand housing rights protection is not uncommon, and there are even more routines than new houses. Therefore, whether it is a new house or a second-hand house, it cannot be taken lightly. For example, the purchase contract is more particular, no one will remind you, don't rush to sign it without reading these three lines, you don't know that you are suffering. Let's talk about the new house contract first.
The first line: "contact address". Nowadays, the era we live in is no longer an era of "slow cars and horses". We only need a mobile phone to communicate and trade, and we can go wherever we want. Therefore, many people think that the mailing address is not that important and there is no need to fill it in casually. If something goes wrong, drive to get it. In fact, many buyers can't reissue the bills, which will bring great trouble if they lose them. This point was specifically introduced in the last article, so I won't go into details. Mr. Li, who had a similar experience, delayed the loan approval because he had to issue a certificate, and finally failed to pay the fee according to the time agreed in the contract, and almost couldn't buy a house to compensate for the liquidated damages. Fortunately, the developer gave a few days' grace and the loan was successfully approved.
The second line: "agreed date". Not all developers are as accommodating as the developer above. Many developers earn money from "defaulters". However, when the developer defaults, it is a "double standard" requirement, and most of them will not compensate the property buyers for their losses.
In fact, if the developer fails to pay the work fee according to the agreed time, the buyer can also claim compensation. So be sure to see clearly whether the contract says "delivery time" or "acceptance time". Developers like to make a fuss about these details.
This is also related to the fact that Chinese property buyers are not used to legal rights protection, and connivance has long been a habit of "hidden rules". For example, in recent days, many cities have delayed the delivery of houses, and some have pushed for three or four years. The mentality of most property buyers is not to use legal weapons to protect themselves in the first time of breach of contract, but to do more than one thing. They always look forward to waiting for a result and don't ask for any compensation. As long as they can finally get the house, they will be Amitabha. However, many houses have become unfinished until the end, and developers have run away before regretting the idea of going to court.
Line 3: "Prepaid amount". I remember watching a legal program and reporting a dispute case similar to "down payment" and "down payment loan". To put it simply, the "down payment", as a mortgage payment after buying a house, can be refunded according to the original amount when the transaction fails in the end.
"Deposit" is a definite choice, which will not be refunded regardless of whether the transaction is successful or not, and can be used as the house payment when the transaction is finally completed. The difference is still quite big, many people can't tell it apart, and finally they fall into the trap of word games and lose money late.
For the buyers of second-hand houses, I also want to say a few words at the end. Please pay attention to these points before signing the contract, and don't sign anything that doesn't meet the standard. First, the "identity" of the trader. If the seller cannot be present, the representative, intermediary, etc. must show the power of attorney. Second, the ownership of the house, the couple or others in the house must all know and agree to sell the house to prevent being involved in the dispute of buying a house secretly. Third, housing qualification, many victims spent the price of commercial housing but bought small property houses, only to find that the five certificates were not completely cheated after moving in.
To sum up, in the face of chaos, we should not indulge, but also be cautious enough in the transaction process to be a villain in front of a gentleman. In other words, don't talk about intermediaries and businesses easily. 100% thinks that any verbal commitment must be implemented in a black and white contract.