As a mainstream customer group with rigid demand, it has always been a difficult problem for "post-80s" and "post-90s" families to choose a wedding room. Young people lack experience and economy, so how to choose a suitable wedding room is very important.
Not greedy, one step at a time.
Some newcomers will consider the housing needs after having children and buy a three-bedroom large-area room for the first time. This approach seems to be long-term, but it often leads to problems such as waste of space, heavy loan pressure and decline in quality of life. Therefore, when new people buy a house for the first time, they should choose according to their own economic ability and actual needs. They don't require perfection in one step, and a well-designed two-bedroom apartment may be more suitable than a three-bedroom apartment.
Extend the loan term as much as possible.
Most newcomers choose to borrow money to buy a house, but many newcomers don't have much capital reserves, and often need to pay for wedding room design, wedding room decoration and marriage after paying the down payment. The average age of the group buying the wedding house is not big, so it is appropriate to choose the type with longer loan term according to their own situation, on the one hand, to alleviate their repayment pressure and ensure the quality of life after marriage; On the other hand, if the business develops smoothly, you can also repay the loan in advance.
Transportation costs are taken into account.
The geographical location of choosing a house is also a very important aspect, taking into account the costs of working hours and transportation expenses of both parties, and at the same time, the distance from the housing of both parents is suitable. If two people work in different areas but both are stable, it is suggested to focus on the woman. Places with convenient public transportation or places with rail transit should be the focus of new people's consideration.
Residential or commercial?
First of all, there are differences in prices between residential and commercial products. Under normal circumstances, two products in the same lot, residential products are relatively higher than commercial and residential units. Buying a pure house, using a provident fund loan, the down payment is only 20%, while the down payment for commercial and residential products needs to pay 50% of the total house price, so the down payment pressure is great. Secondly, commercial housing has only 40 years of property rights, while housing has 70 years of property rights. In the long run, the total value of houses may be higher.
Attach importance to business support
Family life after forming a family is different from single life, and the requirements for surrounding facilities are relatively high. Generally speaking, it is ideal to have a shopping mall around the community, which can not only solve the one-stop purchase of daily necessities, but also reduce a lot of living costs. However, if there are no large-scale stores around, we should pay special attention to whether there are some basic commercial supporting facilities such as convenience stores, food markets, banks and restaurants around the wedding room community.
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(The above answers were published on 20 16-08-09. Please refer to the actual situation for the current purchase policy. )
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