1, Tianjin's purchase restriction policies are:
(1) Non-Tianjin registered households who own 1 houses or more in Tianjin;
(2) Tianjin registered households with two or more houses in Tianjin;
(3) Adult singles in Tianjin 1 apartment or above;
(4) If a non-Tianjin registered household purchases a house in Tianjin, it is required to provide proof that it has paid social insurance or personal income tax for more than two years in Tianjin within three years.
2. Legal basis: "Implementation Opinions of the General Office of Tianjin Municipal People's Government on Further Deepening the Regulation of Real Estate Market in Our City"
Deepen the purchase restriction of regional housing.
Non-local registered households with 1 set or more houses, local registered households with 2 or more houses, and adult singles with 1 set or more houses (including unmarried and divorced) are suspended from buying new commercial housing and second-hand housing in this city (except Binhai New Area).
Non-registered families who purchase houses in this city need to provide proof of continuous payment of social insurance or personal income tax for more than 2 years in this city within 3 years. The paid social insurance or personal income tax certificate shall not be used as a valid certificate for purchasing a house.
2. What's the difference between a house with limited purchase and a house without limited purchase?
The difference between a house with limited purchase and an unlimited purchase is that:
1, different property rights. Unlimited purchase of houses belongs to commercial housing. Because it is a commercial and residential house, the land is non-residential, so the use time is forty or fifty years. In addition, most of the land use certificates of some second-hand commercial and residential buildings for sale were obtained several years ago, so the actual service life of many projects may be less. Restricted commercial housing is a house for living only. The service life of residential land is 70 years, commonly known as big property house;
2. Different loans. Beijing, Shanghai and other commercial housing and ordinary housing down payment of 35%, you can use the provident fund with more favorable interest rates to repay the loan. Not just buying an apartment. No matter how many sets you bought and how many loans you borrowed, as long as you pay them off, it won't affect you to continue to borrow money to buy commercial houses. Unfortunately, if you buy this type of house, you can't use the provident fund for the loan. The down payment is 50%, and the commercial loan interest rate is 1. 1 times the benchmark interest rate.
3. The number of houses purchased is different. The purchase restriction of ordinary houses is different across the country. There is no limit to buying an apartment, as long as you have money.