Quick loan, aged 20-60, high-quality deposit customer, personal housing mortgage loan customer, provident fund customer, online banking of Guilin Bank, mobile banking, and good personal credit record.
Micro chain Loan, aged 18-65 years old, must apply for online banking and mobile banking of Guilin Bank within the white list approved by the core enterprise, with a good personal credit record.
Your agricultural loan, aged 18-65 years old, is personally engaged in planting/aquaculture, and has settled in agricultural areas for a long time, and has a good personal credit record in Alipay, our online banking and mobile banking.
Self-service mortgage loan, age 18-70 years old, handling online banking and mobile banking of Guilin Bank, with good personal credit record.
Self-service pledge loan, age 18-65 years old, handling online banking and mobile banking of Guilin Bank, with good personal credit record.
Extended data
Repayment method:
(1) Equal principal and interest repayment method: equal repayment every month, the sum of loan principal and interest. Most banks have adopted this method for housing provident fund loans and commercial personal housing loans. So the monthly repayment amount is the same;
(2) average capital repayment method: that is, the borrower distributes the loan amount to each period (month) evenly throughout the repayment period and pays off the loan interest from the previous trading day to the repayment date. In this way, the monthly repayment amount decreases month by month;
(3) Paying interest and principal on a monthly basis: that is, the borrower repays the loan principal in one lump sum on the loan maturity date (applicable to loans with a term of less than one year (including one year)), and the loan bears interest on a daily basis and the interest is repaid on a monthly basis;
(4) Repay part of the loan in advance: that is, the borrower can repay part of the loan amount in advance when applying to the bank, which is generally an integer multiple of 65,438+0,000 or 65,438+0,000. After repayment, the lending bank will issue a new repayment plan, and the repayment amount and repayment period will change, but the repayment method will remain unchanged, and the new repayment period shall not exceed the original loan period.
(5) prepayment of all loans: that is, the borrower can repay all the loan amount in advance when applying to the bank, and the loan bank will terminate the borrower's loan at this time after repayment and handle the corresponding cancellation procedures.
(6) Pay back as you borrow: interest is calculated on a daily basis after borrowing, and interest is calculated on a daily basis. You can pay the money in one lump sum at any time without any penalty.
Guilin Bank of Su Dai
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Guilin Bank-Guinongdai
Guilin bank-self-help mortgage loan
Guilin Bank-Self-help Pledge Loan
Baidu encyclopedia-loan