1 13 15 the national enterprise credit information system is a third-party public credit information platform and an important part of China's social credit system construction. Founded in 2002, it has been registered with the State Administration for Industry and Commerce and the telecommunications sector in accordance with the law. In 200 1 year, a credit information company was registered and established in Beijing Administration for Industry and Commerce according to law, and the credit information business such as "enterprise credit collection and evaluation" was clearly included in the permitted business scope of a legal person, and the legal entity qualification of a credit information agency was obtained. Supervision information publishing platform for government functional departments: 1 13 15 Enterprise credit information system provides a port for government functional departments at all levels in China to publish enterprise supervision information, so that scattered supervision information scattered in different regions, different departments, different file formats, different categories and inconvenient to query can be gathered in the relevant enterprise credit files within this platform. According to the different information classification of administrative license, identification, rewards and punishments, quality and technical supervision and monitoring, court judgment and so on of enterprises by various functional departments, it has become an important part of enterprise credit files through scientific and objective unified credit rules and information processing procedures, and is available for public inquiry and reference free of charge. 1 13 15 enterprise credit information platform enables every piece of government supervision information to play its due role and strength. Consumer complaint and rights protection platform: 1 13 15 The enterprise credit file system is organically combined with the consumer rights protection file system under real-name registration system, which establishes "face-to-face" and "point-to-point" online communication channels for enterprises and consumers, and is a friendly reconciliation mechanism for solving credit crises such as consumer disputes, commercial disputes and labor disputes from the perspective of credit reporting. Incorporate consumer complaints in real-name registration system into the enterprise credit information system and put them under public supervision to help enterprises that respect consumers and attach importance to social responsibility establish a good image. For "indifferent" and "perfunctory" irresponsible merchants, the system will automatically reduce their credit scores according to unified rules, and classify each complaint information according to different handling conditions, which will become an important part of enterprise credit files for the public to inquire and refer to for free. 1 13 15 The corporate credit platform makes every consumer complaint in real-name registration system respected. Enterprise credit inquiry platform: market economy is credit economy, and credit is the lifeblood of enterprises. 1 13 15 The enterprise credit information system collects the supervision information of government departments, the evaluation information of trade associations (mass organizations), the credit information of banks, the management information of enterprises, the evaluation information of media and the evaluation information of consumers (including consumption information, transaction information, cooperation information, labor information, etc.). ) in the real-name registration system, according to the unified credit information rules. Through scientific mathematical scoring calculation, the dynamic credit status of enterprises can be reflected in time 1 13 15 enterprise credit inquiry platform is a guide for consumers to make decisions before consumption, an important reference for merchants to make decisions before trading, an important guarantee for effectively avoiding consumer infringement and commercial fraud, and an important basis for government policy support and bank credit. 1 13 15 enterprise credit platform helps enterprises build customer trust and promote more transactions.
What is corporate credit reporting?
Enterprise credit information refers to the fact that credit information institutions, as enterprises providing credit information services, collect credit information of enterprises and individuals according to certain rules, process and sort out credit information products of enterprises and individuals, and provide them to information users who have legitimate needs in economic activities for convenience, such as lenders, credit sellers, bidders, lessors, insurers, etc.
Response time: 2021-11-0/. Please refer to the latest business changes announced by Ping An Bank in official website.
What does a credit information company do?
Credit companies are mainly engaged in the collection, collation, preservation, processing and consulting services of credit information of enterprises and individuals, and establish credit files for individuals and enterprises with credit activities. The information collected by credit investigation companies takes credit information as the core, including basic information of enterprises and individuals.
In 2006, with the approval of the Central Committee, the People's Bank of China established the Credit Information Center of the People's Bank of China as a directly affiliated institution, responsible for the construction, operation and maintenance of the credit information system. According to the Regulation on the Administration of Credit Information Industry, which came into effect on March 5, 20 13, the credit information system is the location of the basic database of financial credit information established by the state.
With the increasing use of credit in economic life, many enterprises initiated the establishment of credit information companies. Under the supervision and guidance of the People's Bank of China, China Internet Finance Association, together with many credit companies such as Sesame Credit, Tencent Credit, Qianhai Credit, Koala Credit and China Credit, established People Credit Co., Ltd..
The establishment of credit investigation companies has improved social credit awareness and public awareness of law-abiding. The application of credit information system enables individuals and enterprises with good credit records to obtain a fair and convenient development environment in financing and business transactions.
Credit companies will objectively collect the historical credit records of individuals and enterprises, and will not take the initiative to evaluate them. Credit institutions will evaluate them themselves.