Since 20021,1 1, the cancellation registration of commercial housing mortgage in the whole city has been carried out. After the loan bank (mortgagee) issues relevant documents such as the cancellation or abandonment of the main creditor's right mortgage, it directly applies through the provincial "real estate registration financial service". The whole process is completed in one window of the bank's convenience service window, and both parties to the mortgage do not need to go to the window of the real estate registration agency.
After the banking institution submits the application to the general system through the provincial "real estate registration financial service", if the information is complete and meets the registration conditions, it will be settled within 1 working day. The mortgagor can check the progress through the official WeChat account of Dongguan Real Estate Registration Center.
According to the "Notice", under the following circumstances, all levels of real estate registration windows in the city (that is, offline manual windows) can still handle mortgage cancellation registration business: commercial houses that are not within the scope of commercial houses in this city (details of commercial houses in this city can be inquired from official website, Dongguan Real Estate Registration Center);
Mortgagees are natural persons, corporate legal persons (excluding banking institutions), individual industrial and commercial households and other organizations, or non-local banking financial institutions.