As a legal person, if you want to check whether the company has loans, you can do so in the following ways:
1. Inquiring about the company's credit report: A legal person can apply to the People's Bank of China or relevant financial institutions to inquire about the company's credit report, which will show whether the company has loan records, including the type, amount and term of the loan.
2. Inquiring about the company's bank account information: A legal person can apply to the company's bank to inquire about the company's bank account information, including account balance and transaction details, so as to know whether the company has loans and repayments.
3. Inquire about the company's financial statements: as a legal person, you can ask the company's financial department to provide the company's financial statements, and you can know the company's assets and liabilities through the balance sheet and cash flow statement in the financial statements, so as to judge whether the company has borrowed money.
To sum up, as a legal person, you can find out whether the company has borrowed money by querying the company's credit report, bank account information and financial statements.
Legal basis:
The Company Law of People's Republic of China (PRC) stipulates: "A company shall regularly disclose its financial status and operation to shareholders, including financial statements such as balance sheet, income statement and cash flow statement."
The Law of People's Republic of China (PRC) Commercial Bank stipulates: "Commercial banks shall submit monthly, quarterly and annual statements and other statements and materials of deposit and loan business and other businesses to the People's Bank of China in accordance with the provisions of the People's Bank of China."
The Provisional Regulations on Enterprise Information Publicity in People's Republic of China (PRC) stipulates: "An enterprise shall, within 20 working days from the date of its formation, publicize the following information to the public through the enterprise credit information publicity system:
(2) Information on the acquisition and change of administrative license;
(5) Other information that should be publicized according to law. "