One afternoon, she received a strange phone call from a different place. The other party claimed to be the customer service of a shopping website and told my friend that a product she bought on their website needed a refund because the size was not enough. My friend was very worried at that time, but when he saw that the other party had told the exact information of the website and even the goods he bought, he relaxed his vigilance. Then he added a QQ number provided by the other party, and the other party sent the specific information of the order on QQ again, leaving a refund website. When a friend clicks in, the login page is no different from the website he bought at that time, except that the website address is not official website. A friend asked the other person this question, and the person on the phone explained that this was their temporary website. Don't have too much doubt, my friend. Next, the friend filled in the information of his bank card, and the other party lied that he had tricked his friend into filling in the password of the bank card for security verification. Subsequently, the verification code was sent to a friend's mobile phone. At this time, the other party asked the friend to fill in the verification code quickly on the phone, otherwise the money could not be refunded after overtime. My friend filled in the payment verification code sent by 95533 twice in a brainwashing state. Then my friend logged into his online bank and found that nearly 10,000 yuan in the bank card was transferred away. Only then did he suddenly realize that he had been cheated.
Through my friend's case, I think the key to this kind of fraud lies in the victim's lack of awareness of telecom fraud. First of all, we must be cautious about strange phone calls and websites, and don't trust them easily. If you confirm that the information they provide is correct, you'd better call the official hotline of the shopping website to ask for relevant information yourself. Secondly, I don't know enough about bank cards. When collecting money, you don't need to tell the bank card password anyway. If the password is leaked, the liar can know all the information of your bank account. Finally, as the last barrier of bank card payment, the verification code must not be disclosed to anyone. Once the verification code is revealed to the other party, the money will be transferred immediately.
If the money is transferred, the party concerned should immediately report to the police and ask the police to contact the bank to investigate the bank card account where the remittance is located, and freeze it in time to avoid greater losses. In this regard, we should have a certain understanding of various means of telecom fraud, effectively prevent it when encountered, find it in time, and correct it as soon as possible.
As a bank employee, when opening cards and handling electronic products for customers, we must strengthen the examination of whether we handle them ourselves, and at the same time issue risk warning cards to customers who have signed up for electronic products, telling customers not to click on unknown websites at will, and not to trust and reply to unknown information and phone calls easily, so as to enhance customers' safety awareness, nip in the bud and give criminals an opportunity.