How to write the loan contract?

I wrote you two templates. Take a look. This is the big frame. You can fill in and modify some blank places according to the actual situation.

Template 1:

loan agreement

Party A (payer): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Party B (the borrower): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Whereas Party A agrees to grant the loan to Party B, and Party B agrees to use the loan according to the agreed repayment method and repay the loan in time, Party A and Party B have reached the following terms through friendly negotiation based on the principle of good faith:

I. Total amount of loans

Party A agrees to lend Party B RMB _ _ _ _ _ _ _ (in figures) only (in words), of which the amount paid by Hua Bai is RMB _ _ _ _ _ _ _ (in figures) only.

Second, the repayment method

Repayment method: installment repayment.

Repayment period: within _ _ _ _ months from the date of loan. The specific repayment date is _ _ _ _ _ _ _ _ _ every month, and the repayment amount is RMB _ _ _ _ _ _ (in figures).

Repayment method: Party B shall deposit the specified amount into the account designated by Party A before the monthly repayment date. If Party B fails to repay the loan on time, it shall pay a penalty interest to Party A. The specific penalty interest standard is: 0.5% of the overdue payment for each day overdue.

Three. Mortgaged goods

Party B mortgages the vehicles under its name to Party A as a guarantee for the loan.

If Party B fails to repay the loan, Party A has the right to sell the mortgaged vehicle to offset the loan and interest, overdue penalty interest and other expenses.

Fourth, the liability for breach of contract

Party B shall repay the loan in full at the agreed time. If the loan is not returned in time, it shall bear the corresponding liability for breach of contract.

If Party B fails to repay the loan for _ _ _ _ months as agreed, Party A has the right to terminate this contract and require Party B to repay all the loan principal, interest, overdue penalty interest and other expenses in one lump sum.

Verb (abbreviation of verb) the application of law

The signing, performance, interpretation and dispute settlement of this contract shall be governed by the laws and regulations of People's Republic of China (PRC). For matters not covered, Party A and Party B can reach a written agreement through negotiation, which has the same legal effect as this contract.

Agreement on confidentiality of intransitive verbs

Party A and Party B shall keep confidential the commercial secrets and technical secrets involved in this contract, and shall not disclose relevant information or materials to a third party without the written consent of the other party.

Seven. other terms

This contract is made in duplicate, one for each party, with the same legal effect.

This contract shall come into effect from the date when both parties sign and seal it, and shall be terminated when all the money is paid.

Party A (lender): _ _ _ _ _ _ _ _ _ _ _ Party B (borrower): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Signature/Seal: _ _ _ _ _ _ _ _ _ _ _ Signature/Seal: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _

Date: _ _ _ _ _ _ _ _ _ _ _ _ Date: _ _ _ _ _ _ _ _ _ Date: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.

Template 2:

loan agreement

Party A (Payer): [Name]

Party B (Borrower): [Name]

According to the Contract Law of People's Republic of China (PRC), Party A and Party B have reached the following loan agreement through consultation on the basis of equality, voluntariness and fairness:

I. Loan amount

The total amount of the loan is RMB [loan amount] (hereinafter referred to as "loan"), which shall be paid by Party A to Party B in the form of flowers.

Second, the purpose of the loan

Party B promises to use the loan for [loan purpose].

Third, the repayment method

From the date of signing this contract, Party B shall repay [repayment amount] to Party A every month until the loan principal and interest are fully repaid.

The repayment period is [repayment period] months.

Party B guarantees to repay the loan in full according to the agreed time and amount, and shall not be overdue.

Fourth, overdue treatment.

If Party B fails to repay the loan, Party A has the right to take the following measures against Party B:

(1) Recover the loan immediately;

(2) Require Party B to pay overdue interest at 3% of the daily overdue principal;

(3) Party B is required to provide collateral, and the collateral under this contract is Party B's vehicle. Party A has the right to sell the vehicle or dispose of it in other ways to make up for the losses caused by Party B's overdue repayment.

Verb (abbreviation of verb) termination of contract

After the expiration of this contract, there is no other debt relationship between Party A and Party B, and this contract is automatically dissolved.

Other clauses of intransitive verbs

For matters not covered in this contract, Party A and Party B may negotiate supplementary terms, which shall be made in writing.

This contract is made in duplicate, each party holds one copy, which has the same effect.

This contract shall come into effect after being signed and sealed by both parties, and shall be implemented as of [effective date of the contract].

Party A (payer): [signature]

Party B (Borrower): [Signature]