What is the use of opening an electronic account of Agricultural Bank of China?

Electronic accounts refer to the second and third types of bank accounts opened for individual customers through our online banking and personal banking channels. After the bank's real-name identity authentication, it mainly relies on electronic channels for business.

The services that can be handled by an electronic account include:

At present, electronic accounts are mainly Class II accounts (card BIN is 623050), which support businesses such as deposit, purchase of financial products such as investment and wealth management, limited consumption, payment initiated by online channels such as pocket banking and online banking. Three types of electronic accounts (card BIN is 623053). Customers can check the information of electronic accounts at outlets with their ID cards.

Electronic accounts can register for telephone banking by themselves, and inquire about balance, details and other information. Electronic transfer (including transfer-out and transfer-in) and special business of branches (payment of special business and receipt of lottery tickets are all fund transfer transactions) are not supported.