What are the loan conditions of Huai 'an provident fund?

(1) The applicant and * * who participated in the calculation of the loanable amount of the provident fund loan have paid the housing provident fund in full and on time in this city for 6 months or more before the month of application, and the provident fund account was in a normal payment state at the time of application (the account was sealed, frozen and cancelled as an abnormal payment state). All loan applicants must have the ability to repay the principal and interest of the loan and a good credit status; \x0d\ (2) The applicant and * * * have not made provident fund loans in this city or have paid off the provident fund loans; If one of the applicant's parents is the same applicant, the other party should also have no provident fund loan or have paid off the provident fund loan in this city; \x0d\ (3) The applicant has paid the down payment for the house purchase as required; \x0d\ (4) The applicant agrees to provide a guarantee that meets the requirements of this regulation; \x0d\ (5) The loan application meets the requirements of national, provincial and municipal real estate market management policies; \x0d\ (VI) Meet other conditions stipulated by the provident fund management committee \x0d\ 1. The provident fund cannot be directly used as the down payment for house purchase. If citizens want to buy a house through housing provident fund loans, they need to spend first and then withdraw, that is, pay the down payment first, and then bring their ID cards and household registration books. If you are married, you need to provide proof materials such as marriage certificate, and go to the local housing provident fund management center to extract the storage balance in the provident fund. \x0d\ Secondly, the total withdrawal from the provident fund cannot exceed the total house payment. For example, a citizen bought a house with a loan with a total price of 200,000 yuan, but his provident fund balance was 300,000 yuan, so he could only withdraw 200,000 yuan, and the remaining 6,543,800 yuan could not be withdrawn. \x0d\ Thirdly, after the provident fund loan is settled, you can use the provident fund to buy a house. Whether the provident fund loan is made before marriage or after marriage, one of the husband and wife has made a provident fund loan, which will be recorded in the provident fund center system. Before the last loan is paid off, the husband and wife can no longer use the provident fund loan to buy a second suite.