What materials or information does our company need to prepare to open a credit certificate in the bank?

1, the enterprise needs to open an account in the bank that issued the credit certificate, and then bring the original and photocopy of the enterprise business license, the original and photocopy of the organization code certificate, the original and photocopy of the tax registration, the original and photocopy of the account opening license, the original and photocopy of the legal person ID card, the original and photocopy of the loan card, the articles of association, the financial statements of the last two years, the basic information of the enterprise and other documents that the bank deems necessary. Credit certificates can only be issued after the credit rating is completed.

2. If a company wants to bid, it generally needs a bank credit certificate. If you want to get a bank credit certificate, you need to apply to the bank and submit relevant certification materials. Need to prepare the company's financial seal, name seal, official seal, original and copy of legal person ID card, etc. So friends who want to open a bank credit certificate can prepare these materials first.

3. Credit certificate refers to the written bank certificate that the bank provides the applicant with relevant information such as its financial status and credit status at the request of the applicant. Generally, it includes: deposit, loan, settlement and credit certificate. Credit reference business is mainly used for commercial and non-commercial purposes such as customers introducing themselves in business dealings, issuing certificates to partnerships and cooperative units, and handling business licenses.

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A credit certificate is a written certificate issued by a bank. It refers to the funds and credit of the legal person organization, and also includes the qualification and credibility of the legal person organization.

Generally speaking, the credit certificate generally refers to the income certificate issued by the company for your credit card. Characteristics of bank credit certificate If there is no loan or bill business with the bank, you can talk to the account manager of the bank to see what business the company needs to support. If there is a loan business, it is very simple to let the bank account manager handle it.

To issue a bank credit certificate to an enterprise bank, we should first try to use basic deposit account, or keep the payment account consistent with the bid bond. Credit certificates are not issued free of charge, and banks have to charge a certain fee. Generally, the relative prices of state-owned banks in 500 yuan and private banks are lower. The validity period of the credit certificate is generally 3 months. Generally, a copy can be provided in the tender documents after it is issued, and the original can be brought to the site for review. If the name of the project unit or the project subject to tender is indicated on the credit certificate, the certificate can not be used for other projects, or it can be directly provided to the tenderer and attached to the tender.