The predecessor of Yangquan Commercial Bank is Yangquan Credit Cooperative, which was first born in 1985,199165438+February. The city's credit cooperatives are separated from the institutions of Yangquan Industrial and Commercial Bank and directly managed by Yangquan People's Bank. Yangquan City Commercial Bank has 24 internal management committees, departments and offices, with 1 business department under its jurisdiction.
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The products and services of Yangquan Commercial Bank are as follows:
1, credit intermediary: refers to the role of the bank as an intermediary to contact the remaining units in economic activities, which is the most basic function of commercial banks, converting idle money into capital, making full use of idle money and converting short-term funds into long-term funds.
2. Payment intermediary: refers to the bank's handling of currency settlement, currency exchange, deposit transfer and other business activities for customers through the transfer of funds from customers' current accounts with the help of checks, which can save circulation costs, reduce bank financing costs and expand the sources of bank funds.
3. Financial services: refers to the special position and advantages of banks in the national economy, such as wide contacts and well-informed information, and a large amount of information obtained by providing customers with various financial services such as financial consultation, financing agency, trust lease, collection and payment with the help of advanced means and tools such as computers in the process of playing the role of credit intermediary and payment intermediary.
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