1. Account information query: it provides the function of querying the basic information, account balance, current account details, account history details and account unwritten details of each account and its sub-accounts.
2. Transfer and remittance: functions such as transfer in the same city and remittance in different places are provided.
3. Payment service: provide inquiry and payment functions for daily expenses such as telephone charges, mobile phone charges, utilities and gas charges.
4. Investment and financial management: provide the function of buying and selling stocks, funds, bonds and gold.
5. Foreign exchange trading: it provides the functions of buying and selling foreign exchange in real time, inquiring exchange rate, account balance and various transaction details.
6. Credit card service: it provides functions such as card handling, card activation, loss reporting, account inquiry, RMB foreign exchange purchase repayment, and credit line adjustment.
At present, the functions of corporate online banking are similar.
From the perspective of enterprise's demand for fund management, it can be roughly divided into three levels: settlement, liquidity management and risk management.
Settlement includes the receipt and payment business of the enterprise;
Liquidity management includes cash pool, entrusted loan, investment (deposit/fund/group financing) and financing management.
Risk management involves forward, spot and foreign exchange.