Cheating money routine:
1. If you want a loan, pay first.
First of all, the other party will take away your personal basic information, such as ID number and household registration book information. Then for the purpose of checking credit information, let you believe that it is a formal lending institution. After that, I will let you pay a certain interest and lend you money. This is obviously a scam, but some friends still fall for it.
Make a fuss about bank cards
Usually, after you submit a lot of information to the swindler, the swindler tells you that there is something wrong with your bank card, and induces you to apply for another bank card, and then you can transfer money to it. Money will be transferred through your personal information.
2. Prepaid handling fee and deposit
Their slogan is generally "please don't believe some so-called swindlers who remit interest or handling fees first." Our company solemnly promises to charge after the loan is successful, and will not charge any fees if it is unsuccessful. "
Let the lender fax copies of ID card, credit card and household registration book to create a formal feeling. The next day, I informed the lender that the approval was successful and asked him to download the loan slip and fill it out. After the completion, the lender was informed that the loan could be released, but it did not. If the lender asks, he will be told that the money has been frozen, and then he will be asked to call. The phone will ask for the card number and password, or he will ask the lender to pay a deposit. In short, it is fraud. Don't believe the information that you can get a quick loan with your ID card, especially friends who are in urgent need of money. When you see information such as quick loan with your ID card, you must not believe it, let alone apply rashly, in case you are cheated or your personal information is leaked. At the same time, my ID card should be properly kept, and it is not allowed to be rented or lent to others, so as to avoid being stolen by criminals, inexplicably carrying debts or affecting personal credit records.
I hope you can handle related business in formal business places such as banks. Safe and reliable.