Personal Credit Rating of Beijing Housing Provident Fund Loan

1. The credit rating is evaluated by Beijing Housing Loan Personal Credit Information Service Center. When applying for housing provident fund loans, you should fill in the application form through the loan business department. For specific evaluation criteria, I suggest you consult the Credit Information Center. Tel: 62695 166.

2. At present, the maximum amount of a single loan is 800,000. If the borrower has good credit and the credit rating is AA, the loan amount can be increased by15%; If the credit rating is AAA, the loan amount can be increased by 30%. If the loan amount you calculated is 800,000 yuan and the credit rating is AA or AAA, then the loan amount you can apply for is 920,000 yuan or 6,543.8+0.04 million yuan respectively.

First, prepare the rating materials:

1. Copy of the original ID card of the principal applicant (spouse) 1 copy.

2. Two copies of the income certificate of the principal applicant (spouse), stamped with the company seal.

3. Original inquiry table of provident fund

4. Original personal credit certificate issued by China People's Bank.

5 copy of the business license of the unit or the original certificate of the nature of the unit.

6. Venue: West Provident Fund Management Center, Landao Building, Chaoyang District (next door is China Construction Bank).

Provident fund loan consultation telephone number: 65993026

Need to go to the people's bank credit center for credit evaluation and confirmation, and print written materials.

The specific information is as follows. Please note that you must go in person. If you are not present in person, please download the power of attorney in the agreed format specified by PBOC.

Address: 8 Henghua Building (Colorful Yunnan), Yuetan North Street10 Credit Center of People's Bank of China

Time: Monday to Friday 9: 00- 17: 00.