Generally speaking, the premium is the money paid to the insurance company and the expenses that need to be paid to the insurance company in order to obtain the insured amount.
The insurance premium is divided into two parts:
1. Pure insurance premium
Used by the insured company for claims settlement and investment, including risk premium and savings premium.
2. Additional insurance premium
The extra premium is mainly the operating cost of the insurance company.
Then the payment methods of scrapping are also divided into wholesale payment (one-time payment) and installment payment (20 years, 30 years).
Top student suggested that the longer the payment period, the better, because the longer the payment period, the higher the leverage ratio that can be leveraged.
Among all kinds of insurance, the most expensive premium is critical illness insurance. top student teaches you how to choose.
To buy critical illness insurance, follow the following choices: buy enough insurance coverage, at least 300 thousand
It is best to pay critical illness insurance many times in life.
Whether the high-risk species are fully covered and whether the insurance coverage is sufficient.
There are many critical illness insurance products to buy. As long as you do your homework and see your needs clearly, you can buy the right products at a low price. Buying insurance is a common problem for many people. In order to let my friends avoid the pit efficiently, I throw out the insurance of the giant pit directly, and you will see:
Ten critical illness insurance stocks that are not worth buying!