I don't know much about the company you mentioned, but here I can remind you of the problems that should be paid attention to when making small loans:
When choosing a small loan company, it is necessary to verify the company's business license, whether there is a "business approval" from the financial office, and whether it is a legally established company.
When signing an agreement with a small loan company, we must examine whether the contents of the agreement signed by both parties violate the provisions of the law. The interest rate of formal lending companies will not exceed 4 times the benchmark interest rate of the central bank for the same period.
General formal loan companies will not charge additional fees before the loan is approved.
If the company you mentioned meets all the above conditions, it is basically a formal loan company.
It is also suggested that if the loan is successful, please repay each installment on time to avoid overdue and maintain good credit.