(1) one party's premarital property;
(two) medical expenses, living allowance for the disabled and other expenses obtained by one party due to physical injury;
(3) Property designated exclusively for the husband or wife in the will or gift contract;
(4) Daily necessities of one party;
(five) other property that should be owned by one party.
If your father owned this house before your stepmother got married and paid off the full amount, and your stepmother's name is not on the property certificate, then this house is your father's personal private property, and your father wants to transfer the property to your and your sister's names without your stepmother's consent. ( 1608 1220)