There are many preparations to be made before buying a house. First, you need to see if you are qualified to buy a house. Secondly, according to their own economic strength, we need to have certain expectations for the total purchase price.
Second, look at the house and choose the house
Pay attention to the housing information first, you can look at it online first, and then go to the scene to see the house. If you want to make money, location is the most important. You should choose a prime location, a location with preferential policies, and a location with good environment and traffic. There is a lot of room for appreciation in such lots. For the buyers who live normally, the environment and air of the elderly room are better, which is suitable for providing for the elderly. Drug treatment should also be considered; Office workers can be closer to the workplace; Children can choose a house closer to the school.
Third, pay the down payment and sign the contract.
After paying the down payment, remember to keep the receipt and receipt of the down payment, which will be used for mortgage and invoice exchange in the future. It will be very troublesome to lose it. When signing a contract, you should pay attention to the ID card information and housing information, and whether the final price is correct. Other normative contents are unified throughout the province.
Four. Loan processing
The house payment can be paid in one lump sum or in installments. Please consult the seller for details. The next step is to handle housing mortgage loans and other matters.
Fifth, check the house and accept the house.
After the house is completed, the developer will inform you to inspect and close the house. You must pay attention to the closing time. When inspecting the house, we should carefully check every detail of the house and check the "three books, one certificate and one form". If the developer can't produce these documents, you can directly refuse to accept the house.
Six, for the title certificate
Moving into a new house can't make you live a comfortable life. You need to urge the developers to go through the formalities of property transfer as soon as possible so that you can get legal property rights. Property buyers need to go to the real estate management department to register the ownership transfer, pay the deed tax and transfer fees, then apply for the property right certificate, and pay the ownership registration fee, certificate cost and stamp duty to complete the transaction of commercial housing. If it is paid in one lump sum, you can get the original title certificate by going through the relevant formalities after handing over the house. If it is a mortgage, you can only get a copy, and the original is mortgaged at the loan bank until the loan is paid off.