What conditions should a small loan meet?
1 above the age of 18 (inclusive), holding a Chinese mainland resident identity card;
2 is the legal representative of the enterprise;
3. The enterprise has good operation, stable income and the ability to repay the loan principal and interest on schedule;
4. The enterprise and the business owner have a good reputation, and there is no bad credit record or serious negative information in the credit report.
If you need to apply for a loan, it is recommended to initiate the loan at 9: 00 17: 00 on the working day, and the loan can be received within 30 minutes of the application date after it is approved during the period. At other times of the working day, due to the inability to complete manual approval in the background or the inability of the payment channel to support payment, it may take the next working day to arrive at the account. In case of holidays, it is necessary to postpone the loan arrival to the first working day after the holiday.
In addition, after successful verification, the actual loan interest rate of Wechat business loan will be known. Interest is calculated according to the actual loan days, and daily interest = remaining unpaid principal * daily interest rate. The loan will be repaid in installments at the average capital of 12 per month on a fixed date. The fixed repayment date is the first successful loan date of the enterprise, and the corresponding repayment amount should be remitted to the enterprise repayment account of Weizhong Bank before the repayment date 17:00 at the latest.
The above is the answer to what conditions micro-loan should meet, and I hope it will help you.