If you don't understand the little knowledge of buying a house, you will lose a lot.

When buying real estate, many people are often in an awkward position because they don't understand some industry terms. There are many "victims" who fall into the trap of buying a house because of misunderstanding. To buy a good house, you need to know the following jargon. ?

1, gift area?

When buying a house, some areas of the metropolis are given away. First of all, tell you the truth: the gift area is not a discount given by the developer, but has been stipulated by the state. ?

What area is the gift?

"Steal" this area?

"Stealing" the area is actually a loophole in the "calculation method of building area" to reduce the internal area of the suite. In this way, it can not only help developers reduce taxes and fees, but also "give" the stolen area to buyers; ?

Illegal area?

Department developers "gift area" arbitrarily change the planning and design of illegal construction; ?

Invade the * * * area?

The area given by the developer to some specific buyers is actually the area owned by the owner, such as the top terrace and basement space. ?

The larger the gift area, the higher the rate of getting a room in the hearts of buyers, but Bian Xiang Xiao tells you the second truth: the gift area does not belong to the property area. ?

Developers usually don't write the gift area into the purchase contract. After the property buyers hand over the house, they encounter the problem of "shrinking" the gift area. Because there is no contract constraint, they are likely to lose the basis for arguing with developers. ?

2. Floor area ratio?

Refers to the ratio of the total construction area above ground to the land area of residential area. For example, on the land of 654.38 million square meters, the total construction area is 4,000 square meters, and its plot ratio is 0.4. ?

For developers, the plot ratio determines the proportion of land cost in the house. The greater the plot ratio, the higher the degree of land use. For residents, the floor area ratio is directly related to the comfort of living. ?

3. room rate?

Refers to the ratio of disposable area (i.e. interior construction area) to construction area (i.e. sales area) of each household. ?

The housing rate is an important indicator of buying a house, generally around 80%. The public part is spacious and spacious, and the shared area will not be too much, which is more affordable. ?

Generally, the occupancy rate of multi-storey buildings is 88%, that of high-rise buildings is 72%, and that of office buildings is 55%. ?

4. Pool area?

The pool area is the abbreviation of shared public building area, and the sum of it and the interior building area constitutes the building area of commercial housing. ?

Housing sales area = interior construction area+shared public construction area, that is, the area written in your house book. ?

General pool ratio of ordinary houses: multi-storey: 8%- 15%? , small and high level:10%-20%? , top: 15%-30%, etc. ?

5. Real estate "five certificates and two books"?

Five certificates of real estate: an important basis for testing the qualification of developers and ensuring the authenticity and legality of houses, which refer to state-owned land use certificates, construction land planning permits, construction project planning permits, construction permits and pre-sale permits of commercial houses. Among them, the state-owned land use certificate and the pre-sale permit of commercial housing are the most important. ?

Two books on real estate: one is the guarantee of residential quality, and the other is the manual of residential use, which is an important document to ensure residential quality. ?

5 certificates and 2 books need to be asked from the developer when the house is delivered after the house is purchased. If the house is pre-sold, we also need to pay attention to it: if the developer is not well-known in the local area or has no real estate and no pre-sale certificate, we must be cautious. ?

Even though it is much cheaper than the surrounding buildings, this is why some of the same lots sell for 10000 yuan /m2, and some sell for 7000 yuan /m2. Even if the house is built, the pre-sale certificate has not been completed, and the rights protection will not be worth the loss.

(The above answers were published on 20 18-03-09. Please refer to the actual situation for the current purchase policy. )

For more real estate information, policy interpretation and expert interpretation, click to view.