1, movable property pledge pawn business;
2. Property pledge pawn business;
3. Real estate mortgage pawn business;
4. Sales of goods within the limit;
5. Identification, evaluation and consulting services;
6. Other pawn businesses approved by the Ministry of Commerce according to law.
Pawnshops, also known as pawnbrokers, are formal non-bank financial institutions that specialize in issuing pledged loans, and are market organizations that mainly lend and sell goods.
Pawnshop, also known as pawn company or pawn shop, is a non-bank financial institution that mainly uses property as collateral for paid term loan financing. The development of pawn companies provides fast and convenient financing means for small and medium-sized enterprises, promotes the development of production and the prosperity of financial industry, and also plays an important role in increasing fiscal revenue and regulating economy. Exchange of goods for money is the essential feature and operation mode of pawn. When the pawnbroker delivers its property with certain value to the pawnbroker for actual possession as a creditor's right guarantee in exchange for certain funds, the current period expires.
legal ground
Measures for the administration of pawn
Article 3 The term "pawn" as mentioned in these Measures refers to the act that a pawnshop pledges its movable property and property rights to a pawnshop or mortgages its real estate to a pawnshop, pays a certain percentage of fees, obtains the pawnbroker's money, and pays the pawnbroker's interest, repays the pawnbroker's money and redeems the pawnbroker's money within the agreed time limit.
The term "pawnshop" as mentioned in these Measures refers to an enterprise as a legal person established in accordance with these Measures, and the relevant provisions of the Company Law of People's Republic of China (PRC) shall apply to its organizational form and organization. Article 7 To apply for the establishment of a pawnshop, the following conditions shall be met:
(1) Having articles of association that comply with laws and regulations;
(2) The registered capital has reached the minimum amount stipulated in these Measures;
(3) Having a business place that meets the requirements and facilities necessary for conducting business;
(4) Having managers and evaluators who are familiar with the pawn business;
(five) there are more than two corporate shareholders, and the legal person shares are relatively controlled;
(six) in accordance with the provisions of the ninth and tenth provisions of the safety management requirements;
(seven) in line with the requirements of the state for the overall planning and rational layout of pawn shops.