"What about the bank?"
"wow! Went to the bank? How nice! "
I believe this kind of dialogue is not uncommon in everyone's life.
White collar, decent job;
Financial circle, the front line of business sea;
Stable and comfortable, with rich welfare;
Complete social security and worry-free life;
In the eyes of many people, banks are good, not just talk! As industry models, the five major banks-Industrial and Commercial Bank of China, Bank of China, Agricultural Bank, China Construction Bank and Bank of Communications-have become "hot potato" in the eyes of many fresh graduates and people in the society.
So, what is the salary of bank staff? Mr. offer will give you a plate.
Before the key point begins, there is a small gift package for the students who are preparing for the bank's school recruitment. The whole process of school recruitment in this bank needs three months to be carefully organized, including:
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Summary of salary of school recruitment in six major industries
If you don't get it, you will suffer a big loss. Newcomers are free. ▲
Industry, China, agriculture, communications and construction, which is the better salary?
Reveal the real salary level of the five major banks for you and show you the "world in a besieged city".
Bank of China
China Bank provides comprehensive financial services to customers in China, Hongkong, Macau, Taiwan Province Province and 37 countries.
In terms of remuneration package, Bank of China is more transparent. The overall salary and treatment information is as follows:
(1) salary and bonus.
The monthly salary of undergraduate/master/doctor internship is 4,000 yuan/5,000 yuan/6,000 yuan respectively. Give another bonus of one month's salary standard. After becoming a full member, the corresponding post salary and performance bonus will be paid according to the appointed post.
(2) statutory benefits.
Medical, pension, occupational, industrial injury and maternity insurance; Housing accumulation fund (800 yuan/month for withdrawal and deduction in the first year, 800 yuan/month × 65438+February =9600 yuan).
(3) Cash benefits.
Rental subsidy: 1.800 yuan/month × 65438+February = 2 1.600 yuan (no more than 4 years);
Transportation fee: 750 yuan/month × 65438+February =9000 yuan;
Meal fee 1:450 yuan/month × 65438+February =5400 yuan;
Meal fee 2:400 yuan/month × 65438+February =4800 yuan;
Expenses for heatstroke prevention and cooling (June-September): 1200 yuan/month × April = 4,800 yuan;
Holiday expenses (New Year's Day, Spring Festival, Tomb-Sweeping Day, Labor Day, Dragon Boat Festival, Mid-Autumn Festival and National Day): 1200 yuan/month × July = 8,400 yuan.
(4) Other benefits.
Communication fee: 200 yuan/month × 65438+February =2400 yuan;
Enterprise annuity, supplementary medical insurance, annual physical examination, trade union benefits and other bonuses. After reading the data, let's listen to how BOC employees view their banks.
"Our treatment is roughly divided into two parts, one is a fixed monthly salary, and the other is a year-end performance, which is a business bonus. Social security and provident fund are complete. To be sure, the more business you know in a bank, the higher your position and the higher your salary. For example, financial planners have no obvious advantages in third-and fourth-tier cities, but they are ok in provincial capital cities, and Beijing and Shanghai are higher. " —— Employee of a branch of Bank of China, with the length of service of 1 year and 8 months.
In addition, China Bank attaches great importance to the talents in the banking industry and the training of its employees. Employees can learn a lot about banks and have the opportunity to be promoted from the branch to the head office.
China Bank has a long history of development, and many indicators rank in the top two of the five major banks, with a large platform and strong strength.
The salary of banks in China is relatively transparent, but the salary level varies greatly from place to place. Considering from different dimensions such as head office and branches, first-tier cities and second-tier cities, coastal areas and inland areas, different BOC salaries are different.
Business scale: 4 stars
Salary and benefits: 3 stars
Career development: 4 stars
Industrial and Commercial Bank of China
Talk about the salary of ICBC that everyone is most concerned about.
Although ICBC is quite the "big brother" among the five major banks in terms of business scale and industry status, the overall treatment level of employees is inversely proportional to its scale.
As a bank that can be seen in all the streets, the treatment level of ICBC employees is relatively low among the five major banks, even in the whole banking industry, and it is basically considered as one of the banks with the lowest income.
The average salary of new employees fluctuates between 4 and 5 K (some teller positions still can't reach this figure).
In recent years, ICBC has shown signs of wage reform. It is reported that after the reform, the annual salary of tellers in Beijing ICBC reached 80,000, and the salary increase was considerable.
As the five major banks, ICBC has always been the heart of many job seekers in the financial industry.
Although compensation does not have an absolute advantage, ICBC's huge business scale, perfect diversified business system, broad career development channels and rich industry resources are the weights that stand tall in the banking trend for many years.
Business scale: 5 stars
Star of salary and welfare
Career development: 5 stars
Agricultural Bank of China
In terms of salary and welfare, the gap between ABC employees before and after they become full members is very obvious.
Relevant data show that the basic salary of ABC fluctuates between 2000-3000 yuan/month before it becomes a full member, and there will be basic salary+performance bonus+year-end bonus+holiday fee after it becomes a full member.
The average monthly salary of regular employees is 6,500 yuan/month, and the housing allowance is about 1500 yuan/month.
Of course, different cities will have different treatment.
In terms of career development, compared with the members of the other five major banks, the development path and rising space of ABC are more limited. According to the industry, the upgrade of ABC is almost equivalent to upgrading the enterprise to the third level, and the difficulty of upgrading can be imagined. At the same time, ABC has great competition and complicated social relations. Compared with other banks, its development space is relatively limited.
Agricultural Bank of China is a comfortable, stable and comfortable place among the five major banks, with a medium salary level, and the actual treatment of trainee employees and regular employees is very different. Compared with other banks, ABC's career development space and path are limited, which is suitable for those who seek stability and stop.
Business scale: 3 stars
Star of salary and welfare
Career development: 2 stars
China construction bank
In recent years, China Construction Bank is in a period of rapid development, and the increase of income also brings the increase of employees' income. However, even in the same system, the income level of CCB employees in different cities and regions is still different.
For example, the monthly salary of ordinary tellers in a branch of CCB Sichuan Province is about 3,000 yuan, but the annual salary of provincial branches exceeds 6,543,800 yuan.
For example, the annual salary of ordinary employees in a third-tier city branch in Hubei does not exceed 60,000 yuan, while the annual salary of employees in the provincial capital Wuhan branch reaches more than 80,000 yuan;
Another example is the Shenzhen branch, where the monthly salary is 5600 in the first year and 7000-8000 in the second year. A good branch 10000 or more.
Generally speaking, the treatment of different branches in the CCB system is quite different, and the annual salary of employees in general branches fluctuates between 60,000 yuan and 80,000 yuan.
"The welfare of CCB is general, and there will be some, but nothing special. Personal salary is determined by the number of years of employment, and the number of salary increases per year is relatively stable. There is no red man who gets a salary increase several times a year. The same is true for promotion, which generally goes up step by step, depending entirely on personal ability and qualifications. "
—— Employees of a branch of China Construction Bank, with two and a half years' service.
In terms of career development, CCB has maintained a good momentum. On the one hand, CCB has expanded its business map year by year, and many indicators have moved towards the industry benchmark; On the other hand, CCB pays attention to creating broad development space for employees.
Business scale: 4 stars
Star of salary and welfare
Career development star
Bank of Communications
Due to the secret salary system implemented by Bank of Communications, the data available for reference in salary and welfare is limited. Let's listen to what Bank of Communications employees say:
"For the employees of our Bank of Communications, performance is our food and clothing parents. In Bank of Communications, performance is not only directly linked to salary, but even whether you are qualified to participate in company travel depends on performance. "
—— Employees of a branch of Bank of Communications in Shanghai, with 2 years' service.
"The office environment of Bank of Communications is quite good. It's usually birds and flowers, and the air is fresh. However, it is difficult for credit card salesmen to enjoy these benefits. Credit card promotion is first to take an acquaintance to' cut the knife', and then post a post on the Internet to spread the news. If it is not good, it can only be Jiang Taigong fishing. "
—— Employees of a branch of Bank of Communications in Chongqing, with two and a half years' service.
On the whole, the average salary of Bank of Communications is about 5,000 yuan/month, and the average annual income of employees who have served for one year or more is about 6,543,800 yuan.
As the first national joint-stock commercial bank in China, Bank of Communications can rank among the traditional four major banks (industrial construction and agricultural construction) and become one of the five major banks, and its strength can be seen.
Bank of Communications, which was born in comprehensive financial services, has unique development resources in cross-market and international development, with a broad business scope and strong development momentum. As a bank with its head office in Shanghai financial center, Bank of Communications is at a medium level in salary and treatment, and its career development space has greatly increased.
Business scale: 4 stars
Star of salary and welfare
Career development: 3 stars
After reading these, do you have a new understanding of the salary and treatment of the five major banks?
In fact, the salary problem of banks cannot be limited to the comparison of figures, nor can it be generalized.
In fact, in China, even in the same banking system, there are great differences in the treatment between the head office and branches, coastal cities and inland cities, provincial capital cities and non-provincial capital cities, first-and second-tier cities and third-and fourth-tier cities and towns.
But on the whole, as one of the giants in the financial industry, banks are at a high level in terms of salary, working environment, career development, personal ability training, personal value creation and personal career development.
In fact, the treatment of banks is as hard as other industries. If you want to achieve high-paying employment, you must increase your income.