The participation rate shall not be less than 80%. Jiang Tai Insurance took the opportunity to monopolize the national travel liability insurance.

Recently, some netizens broke the news that Jiang Tai insurance brokerage company monopolized the national travel liability insurance. On the 7th, the party newspaper hotline reported that many travel agencies were forced to buy travel liability insurance from Jiang Tai insurance brokerage company, which had a strong social response and was reprinted by Sina, Netease and other portals. As we know, in order to promote the unified insurance demonstration project provided by insurance brokerage companies in Jiang Tai, the participation rate has become the assessment index of the tourism authorities, which generally cannot be lower than 80%. Some travel agencies pointed out that this project almost monopolized the national travel liability insurance in a short time.

According to the Notice of National Tourism Administration on Further Improving the Work of Travel Agency Liability Insurance Demonstration Project in 20 13, the national coverage rate in 20 12 is 67.88%, and it is expected to be higher in 20 13. This unified insurance demonstration project, which is underwritten by six insurance companies and provided by Jiang Tai insurance brokerage company, occupies the vast majority of the national travel liability insurance.

According to industry insiders, because the unified insurance demonstration project is strongly advocated by the National Tourism Administration, local tourism authorities will guide travel agencies to participate in insurance in the form of documents and meetings every year. In some areas, all travel agencies will be required to participate in insurance, and the insurance coverage rate will reach 100% very early, and the superior assessment will generally not be lower than 80%. ? The person analyzed that although the unified insurance demonstration project provided the most comprehensive travel liability insurance for travel agencies at present, the market needed a process of understanding, and it was inseparable from administrative intervention to achieve such a high unified insurance rate in just three years.

We have learned that although the National Tourism Administration advocates all localities to actively participate in the unified insurance demonstration project every year, it does not require a certain unified insurance premium rate. Government guidance, market operation? Principle, but the phenomenon of compulsory requirements has appeared in many areas, and it has not been stopped. In addition to the travel liability insurance provided by the unified insurance demonstration project, there are still many insurance companies in the market to provide this kind of insurance.

6543817 October, the relevant person in charge of Jinan Branch of Jiang Tai Insurance Brokerage Co., Ltd. told us that most of the travel liability insurance premiums are low, and the services provided are not comprehensive, and even do not meet the relevant regulations. In view of the monopoly of the national tourism liability insurance, he explained that the state strongly advocates the unified insurance demonstration project because it is conducive to ensuring the healthy development of the tourism industry and there is no black-box operation.

Tips: This time, Jiang Tai Insurance Brokerage Company was accused of monopolizing the national travel liability insurance. The author thinks it is mainly related to the administrative intervention of the government. Jiang Tai Insurance monopolizes the national tourism liability insurance market, which has violated the relevant laws of the country and should be punished by law.