Today, Senior Sister will take a look at Evergreen Premium Edition with everyone to see if it is really that good. Click the link below to learn the true face of Evergreen Excellence Edition:
"Huaxia evergreen premium critical illness insurance is worth buying? You will know after reading it! 》
First, is the protection of evergreen premium edition good?
No ink, senior sister has shown you the product form diagram of this evergreen premium version, and the content is good or bad at a glance!
Obviously, Evergreen Premium Edition belongs to critical illness insurance, which can be paid for many times, including 100 kinds of critical illness compensation, and the maximum compensation can be 6 times.
It is not only the basic guarantee for mild illness, serious illness and death, but also the guarantee for multiple compensation for malignant tumors and hospitalization nursing allowance.
1. Lifetime guarantee
Evergreen Excellence Edition has a lifetime guarantee period, which can provide lifetime protection for the insured.
2. The longest payment period is 20 years.
You have known your senior for a long time, and you must have a deeper understanding of insurance.
Among them, the payment period will be related to the multiple premium pressures that the insured will bear in his future life. Many excellent products on the market can provide a 20-year payment period to reduce the economic burden of the insured.
It happens that the longest payment period of Evergreen Excellence Edition is 20 years, which is still very good.
3. Malignant tumors are not grouped separately.
I gave you a lot of critical illness insurance with multiple compensation protection. If there is no accident, most of the repeated payment of critical illness insurance will choose to pay in groups.
Therefore, it is necessary for everyone to pay attention to whether the grouping of serious diseases is appropriate.
Why do senior three students say that? You may wish to take a look at its serious illness grouping first:
It can be seen that Evergreen Excellent Edition combines malignant tumor-severe and invasive hydatidiform mole in one group.
What needs to be understood is that the critical illness insurance paid by the group can only pay all the diseases in a group at one time. For example, the insured has paid for a malignant tumor-a serious illness, and then he has an invasive mole, so he can't pay for it any more.
And the incidence of malignant tumor-serious illness is very high (ranking first among the causes of serious illness insurance). In addition, in order not to interfere with the claims of other serious diseases, it is also possible to list a group separately!
The first edition of Xintai Ruyi Golden Gourd, which can also compensate for serious illness six times, has done a lot better in this respect, and the compensation is also greater, with a maximum coverage of 200% for serious illness.
If friends are interested, you can continue to learn about this product:
Can I compensate 200% of the insured amount in case of serious illness? The first edition evaluation of Ruyi Golden Gourd is coming! 》
Second, is Evergreen Excellent Edition worth starting with?
Generally speaking, although this evergreen premium edition is rich in protection content, it not only provides basic protection, but also sets up multiple compensation for malignant tumors.
However, the price/performance ratio of Evergreen Excellence Edition is still relatively general, so friends can consider it clearly before starting ~
After the evaluation of the senior sister, the friends basically understood this product. Of course, there are other cost-effective products on the market, and the senior sister has also compiled a copy:
"Top Ten Hot Critical Illness Insurance Inventory Worth Buying! 》
Write it at the end
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