As long as the amount of provident fund you withdraw during the whole loan repayment period is less than the total house price (contract price), you can apply to the local provident fund management center for withdrawal based on the real estate license and the house purchase contract.
The withdrawal amount cannot be greater than the total house price-the amount of provident fund withdrawn during the whole loan repayment period. The validity period is half a year.
Extended data
Conditions for withdrawal of provident fund:
1, purchase, construction, renovation, overhaul of self-owned housing with valid extraction vouchers;
2, retired personnel with valid proof of extraction;
3, completely lose the ability to work, and terminate the labor relationship with the unit with valid proof of extraction;
4. Settled in foreign countries, Hong Kong, Macao and Taiwan, with valid extraction certificate;
5. Proof of effective extraction for repayment of principal and interest of housing loan;
6, is included in the scope of the minimum living guarantee for urban residents in this city and pay the rent effective extraction certificate;
7. The employee was sentenced to punishment during his/her employment, and the employee housing provident fund was transferred to the centralized storage account for two years without re-employment. The employee's household registration has moved out of this city, and the non-registered employee has left this city and terminated the labor relationship with his/her unit.
Features:
Housing accumulation fund is a long-term housing deposit paid by units and their employees, and it is the main form of monetization, socialization and legalization of housing distribution.
The housing accumulation fund system is an important social security system for housing stipulated by national laws, which is mandatory, mutually supportive and guaranteed. Units and individual employees must fulfill their obligations to pay housing provident fund according to law.
The units here include state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations.
Baidu encyclopedia-housing provident fund extraction