China Merchants Bank has lightning loan business. At present, you can apply through mobile banking or check whether you are eligible to apply. After the lightning loan is issued, the cash will be distributed to the designated account. Funds can only be used for normal bulk consumption and transfer, and may not be invested or flowed into the stock market or real estate. If you have a savings card of China Merchants Bank, you can log in to the mobile banking and click "My → All → Loan → Lightning Loan" to apply for lightning loan. Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.
1. Different types of lightning loans have different limits. Generally, the maximum credit line does not exceed 300,000 yuan, subject to the loan page. If you have obtained the qualification of lightning loan, you can log in to the mobile banking APP of China Merchants Bank or the online banking "lightning loan" module to check your maximum application amount. The minimum amount of a single withdrawal is 1 1,000 yuan, and the maximum amount does not exceed the limit, and it must be an integer multiple of 1 1,000.
2. There are two ways to apply for a loan within the lightning loan limit: 15 minutes, automatic approval within 5- 10 minutes, immediate loan after approval, and SMS notification of the result. T+ 1 day loan. Within T+ 1 day, after confirming the information, there will be a nuclear phone to verify and arrange the loan. If you don't answer after three times of active contact, the application fails and you need to apply again. If there is no automatic lending within 5- 10 minutes, it is normal to wait for telephone review. The approval progress cannot be directly queried, and the approval result shall prevail. When the lightning loan is built, there will be inquiry records on the credit information. If you only successfully established the amount and did not withdraw money: there will be no record of the amount in the credit report; Every subsequent withdrawal, there will be a new loan record in the credit information. Beijing Yi Rong-Beijing Lending Link connects many banks and institutions. Many products are paid quickly, and some products are released after approval. Can help customers solve cash flow in time.