| Insurance type | Insurance amount/premium | Scope of protection | Remarks for applicable people |
| - | - | - | - | - |
| Life insurance | 500,000/year | Death, serious illness | Family members, working people | The insured amount can be increased according to needs |
| critical illness insurance | 200,000/year | major diseases | people over 40 years old | can increase the insured amount according to needs |
| Medical insurance | 65438+100,000/year | Medical expenses | All people | The insured amount can be increased according to needs |
| Accident insurance | 500,000/year | Accidental injury, disability, death | Owner | The insured amount can be increased according to needs |
| Property insurance | 1 10,000/year| Property loss, theft loss | Owner | The insured amount can be increased according to needs |
| Car insurance | 500,000/year | Car damage | Three responsibilities | The owner can increase the insured amount according to the needs |
It should be noted that the specific insurance demand and coverage need to be evaluated and planned according to the actual situation of individuals or families. It is suggested that when choosing insurance products, you should first understand your or your family's risk preference, financial situation, professional characteristics and other factors, and consult professional insurance consultants or customer service personnel of insurance companies in order to choose the insurance products and coverage that are most suitable for you.