After reading a famous book, I believe everyone has gained a lot. Why not write a review? How to write a review and avoid writing a "running account"? The following is a review of Poor Dad Rich Dad compiled by Bian Xiao. Welcome to read, I hope you like it.
Poor dad and rich dad 1 comments
Poor Dad Rich Dad is a classic book that sells well all over the world. Published in 1997. This book aims to establish a correct concept of financial management. Robert, the author, has two fathers. One is his own biological father. He is an extremely intelligent vocational teacher with a good education and a doctorate, but he has struggled in the quagmire of debt all his life. The author's other father is actually the father of his classmate. He is the author's first teacher in financial study. Rich dad's concept of financial business has influenced the author's life, but this dad didn't even finish junior high school, and he is really one of the richest people in Hawaii.
The biggest difference between poor dad and rich dad is that they have different views on money. Poor dad said study hard so that you can work in a good company, and rich dad said study hard so that you can find a good company and buy it. Poor dad says I'm not rich because I have children, and rich dad says I must be rich because I have children. Poor dad said, I will try to save money, rich dad said, I will insist on investing; Poor dad says I'm not interested in money, and rich dad says money is power! This is the attitude of the two dads towards money. As the author grows up, he gradually understands that the reason why poor dad is poor is not how much money he earns, but his thoughts and behaviors, although two fathers is very important in education and study!
Poor dad wants the author to study hard, get a degree and find a good job, while rich dad encourages the author to study hard, become rich, understand the law of money movement and let money work for himself! At the age of 9, the author finally listened to his rich father's advice and learned some knowledge about finance from him.
After reading this book, I found that I had fallen into the trap of rat race. I am too busy to think and grow every day. I am a poor man through and through. The education of children is naturally the same as that of a "poor father". Study hard and study hard, so that I can have a stable job after graduation. A person's choice is different, so is his fate. I am glad that I have finished reading this book at this moment. I am glad that I have started the road of financial and business learning, and I started to take action and began to change from concept to practice. I believe that parents are the best teachers for children. It is impossible for schools to teach children financial business, but parents can.
For example, I need to buy a big piece of furniture and household appliances at home. In the past, I might say "I can't afford it", but now I will think "How can I afford it!" Because when you subconsciously say I can't afford it, your brain will stop thinking, and when you ask yourself how I can afford it, your brain will move. "Poor Dad" is full of statements, while "Rich Dad" is full of questions! One lets you choose to give up, and the other subconsciously lets you find ways to realize your ideas!
To read a poor father and a rich father, you must first learn to distinguish between assets and liabilities. In life, the rich get assets and the middle class get debts. Most importantly, they think that liabilities are assets. So in reality, the poor are getting poorer and the rich are getting richer. I am middle class. The loan to buy a house increased the debt. In the future, I will change my previous understanding of investment, strive to keep buying assets and control liabilities.
To achieve financial freedom, the first thing I have to do now is:
Bookkeeping: In the early days of financial accumulation, we were extremely frugal. Starting from this month, we will keep accounts to distinguish what is necessary, what is desirable, what is good and what is not. My first big challenge is to increase good spending, reduce bad spending and control my consumption desire. Remember: people who can't control their desires will never succeed.
Study: Seriously study financial and business courses, read financial statements, and get real financial security.
Pay attention to your career: identify your goals, study family education and psychological counseling in depth, and regard your career as your own.
Income generation: Ahem, my husband has the final say.
In short, we should control our desires, save money to buy assets, and not buy liabilities. If you want to consume luxury goods, you must first buy assets, then use the assets to increase the value, and use the money you earn to buy the luxury goods you need.
Life is actually a battle between ignorance and awakening. At present, most of us prefer to stay in our comfort zone and don't want to get out. Naturally, there is no positive change. If we want to grow and progress, we must move from our comfort zone to affordable learning zone, challenge our own abilities and keep learning, and then achieve proficiency through a lot of repeated and deliberate exercises, so that the learning zone will become a new comfort zone, and our thoughts and behaviors will be promoted to a higher level and we will achieve better ourselves. We should establish the concept of lifelong learning, so that we can realize the freedom of wealth and the freedom of thought and soul!
Reflection on Poor Dad and Rich Dad II
Speaking of the book Poor Dad Rich Dad, I should have read it for a long time, but I missed it again and again for various reasons. It was not until recently that I listed it as a must-read book for investment that I entered the waiting list. But at first glance, I finished reading it in one go. Best-sellers are best-sellers, which are really attractive, especially for people like me who are "covered in injuries" in the investment field. However, in the economic environment, most of them are.
I was impressed by the author's financial and business thinking, and also lamented that he met a "rich father" when he was still young. A successful and clever entrepreneur's tireless teachings enabled him to learn the rules of business operation from an early age and laid a good foundation for his life. At the same time, he can also be compared with his biological father's "poor father" thinking. This is his great wealth.
The first half of the book reflects rich dad's wisdom as an entrepreneur, and trains Robert Jr. to immerse them in the business environment since childhood, influenced by the financial and business thinking that they didn't learn at school. Financial and business thinking is the opposite of our daily traditional education. Education is more about cultivating people not to take risks and make mistakes, and try their best to get high marks in exams. However, in the social and commercial environment, it is cruel and afraid of taking corresponding risks and trial and error, which is far from realizing its own value. Dare to take risks is the beginning of financial business, but this kind of risk-taking has its premise. You need to enter that industry to understand its internal pulse in order to avoid risks as much as possible.
The author's rich father often teaches him to have a different way of thinking. Ordinary people pay their expenses first when they have income, that is, they pay others first, while the rich pay themselves first, such as buying assets that can add value to themselves, and realizing the positive accumulation of wealth through these assets that can add value. Ordinary people, on the other hand, satisfy their own consumption first, squander the remaining funds originally invested in assets, and let themselves fall into a vicious circle. They always envy other people's financial freedom, but they often lament their own fate.
The book constantly emphasizes that if you want to prosper in finance, you must first have a certain understanding of financial knowledge and know the liquidity of money, that is, the law of money movement. Only by understanding the law of money, knowing common sense, and strictly following your own strategy, the result will not be too bad. But it will be mastered after long-term training and practice of financial and business thinking. Many people want to play big money as soon as they invest, and often lose money again and again, complaining. He suggested starting with small investments and cultivating financial and business thinking first. Just like a toddler, you have to learn to crawl first, then stumble, and finally have the ability to run.
We see that the author's investment field is smooth sailing. It seems that he has achieved success in all fields of investment, which is really eye-catching. This is caused by his long-term exercise. He not only exercises his investment skills, but also actively invests in himself, so that he can keep learning useful knowledge for himself, and then learn from others through the accumulation of this knowledge to find more investment opportunities for himself.
The main core idea of this book is that when he understands the liquidity of money, he knows that he can constantly use his income to buy positive assets, such as stocks, real estate and funds, so that his assets will continue to be positive, and his liabilities are very small. Even when the economy is very difficult, he keeps buying positive assets and then tries to consider paying other expenses, which forces him to think of other ways to solve the expenditure problem.
On the other hand, I seem to be very casual, ignorant and have no plan at all. I'm robbing Peter to pay Paul, making myself disorganized and paying little attention to financial knowledge. It's really like people on the battlefield don't do basic research on information beneficial to the battlefield. Most of them are throwing money at random, but they just want to get rich quickly anyway. Everyone wants to get rich quickly, but there are still a few people who really get rich. This is the basic law of 28.
It takes everyone a certain period of time or even a lifetime to master the study and education of financial business, because there is no harm in it. Financial quotient is to grasp wealth and business opportunities, grasp their proper laws, find business opportunities in the laws, grasp business opportunities in the right way after reading, and stick to it, watching it thrive and succeed with great probability.
Reflections on Poor Dad and Rich Dad (Ⅲ)
With the progress of the times and the rapid development of economy, people's desire to make money is also expanding. I have met many people who are busy for money. Some people even abandon their morality and personality for money.
In order to survive and live, we work hard and make money, but money is endless. People usually just work hard, work extremely hard, but don't stop to think about why they are troubled by money.
As a financial major, I am ashamed that I have no professional quality, and I began to be interested in this aspect when I was near graduation. It took two days to watch Robert intermittently. Kiyosaki's poor father and rich father were recommended by others a long time ago, but he was not interested in finance and financial management, so he didn't care. After reading it now, I regret not reading this book earlier.
In the book, Robert has two fathers. To be exact, one is the father of his good friend Mike, and the other is his father. Mike's father is called "rich father" by Robert in the book, while his own father is "poor father". In fact, two fathers's career is quite successful. He has been diligent all his life, and both of them have rich incomes. However, while one person has been struggling with personal financial problems all his life, another person has become one of the richest people in Hawaii.
Poor dad is well-educated, extremely smart and has a doctoral aura. Rich dad didn't even finish eighth grade. Both fathers believed in the power of education, but gave Robert diametrically opposite advice, which gave him a comparison and choice, and the result of this comparison and choice decided his life. Educated by rich dad, he and Mike have rich financial knowledge and financial management skills. Both of them are not troubled by financial problems, but have their own financial freedom and become "rich people".
Most people want to have a salary because of fear and greed. Let's start with fear. The fear of having no money will stimulate us to work hard. When we get paid, greed or desire will start us to think about all the things that money can buy. In this way, an endless peak pattern has been formed.
We hope that money can eliminate fear, but we still can't get rid of fear, continue to work and continue to make money. Money dominates life and controls emotion and soul.
People always want to realize their desires and eventually become working for money. They think that money can buy happiness, and the happiness that money can buy is often short-lived, so they will soon need more money to buy more happiness, more happiness, more comfort and more security. So, they keep working, thinking that money can calm their souls tortured by fear and desire, but in fact money can't satisfy their desires.
Rich dad told Robert and Mike, "The main causes of poverty and financial problems are fear and ignorance, not the economic environment, the government or the rich. Your own fears and ignorance make it difficult for people to extricate themselves, so you should go to school and receive a college education. I will teach you how not to fall into the trap. "
He taught Robert and Mike what they couldn't learn in school, so that they could learn to control money instead of being afraid of it. Let them be masters of money, not slaves.
Rich dad also explained to Robert that life is actually a struggle between ignorance and fantasy. Once a person stops seeking knowledge and information, he will become ignorant. Therefore, people need to constantly struggle with themselves and open their hearts through learning.
In the long run, what matters is not how much money you earn, but how much money you can save and how long you can save.
When Robert was nine years old, he and Mike wanted to be rich, so they began to learn from their rich father to make money. At first, they worked in rich dad's shop for three hours every Saturday, and the reward was 10 cents per hour, which was a relatively small salary at that time. When Robert felt that his salary was low and wanted to give up, rich dad talked to him again. This time he and Mike work for free. Finally, he and Mike agreed and withstood the temptation.
Rich dad told them, "Life is the best teacher. Many times, life doesn't say anything to you. It will only push you away. Every time it pushes, it seems to say,' Hey, wake up, there are some things I want you to learn'. If you understand the truth of life, you can do anything easily. But even if you can't learn, life will still push you around. So in life, people usually do two things. Some people seize every opportunity given by life, and life pushes them around; Others are at the mercy of life and don't fight. They complain that life is unfair, so they hate their bosses, their jobs and their families. They don't know that life also gives them opportunities. If you are the kind of person who has no perseverance, you will give up every push from life. In this way, you will live a stable life, do nothing wrong, be prepared to save yourself when something will never happen, and then die of old age in boredom. You will have many friends like you. I hope your life is stable and correct. But the truth is, you give in to life and dare not take risks. You really want to win, but the fear of failure exceeds the excitement of success. The truth is, deep down, you always think you can't do it, so you choose stability. "
The knowledge that rich dad taught Robert is undoubtedly the most precious wealth, so it can be summarized as the following points worth learning:
The happiness that money can buy is temporary. Don't let greed and desire blind you. Long-term happiness and security depend on your clever brain.
Good at thinking.
In order to overcome fear and ignorance, we should keep learning and seek knowledge and information.
We should seize the opportunity and fight against life, not be at its mercy.
Jump out of your comfort zone and take risks.
Be a persevering person.
Reflections on the fourth chapter of Poor Dad and Rich Dad
"Study hard and get good grades, and you can find a job with high salary and many other benefits." Our parents always take pains to educate us like this. In their eyes, poverty is the root of all evil, so it is more reliable to expect us to study hard, get good grades and find a good job with more money. Of course, masters and doctors are more reliable. This concept seems logical, but think about it carefully. Why are most highly educated workers with stable income and conscientious responsibilities the middle class of society rather than the rich? This will inevitably produce two attitudes towards life: one is to work for money, and the other is that money works for me.
In life, people usually do two things. Some people seize every opportunity life gives them, while others are at the mercy of life and don't fight for it. They complain about the unfairness of life and the low pay for their work. Pursue a stable life. In fact, there are many such friends around us, hoping to live a stable and correct life. But the truth is, it has given in to life. I thought from the bottom of my heart that I would not win, so I chose stability. Fear of having no money will stimulate us to work hard. When we get paid, greed and desire begin to make us think about all the things we can buy, thus forming the lifestyle of the poor and middle class: get up, go to work, pay the bill, get up again, go to work, and then pay the bill. In short, life is endlessly busy with two feelings: fear and greed. In my opinion, this is not real life, just a kind of harsh labor. Real learning requires energy, passion and desire. Of course, anger is an important part of it, because passion is a combination of anger and love.
Each of us has great potential, but the problem is that we have some kind of self-doubt more or less, which hinders our progress. This obstacle is seldom due to lack of technology and knowledge, but more to lack of self-confidence. At the moment when we are about to leave the university, most of us realize that a college degree is not enough. In the real world outside school, there are many things more important than grades. I often hear people say that it is courage, shrewdness, perseverance and so on. In any case, these are factors that can fundamentally determine our future more than achievements.
Among the students around me, I realize that excessive fear and self-doubt are the biggest factors that waste our talents. It is sad to see that many students know what to do, but lack the courage to implement it. Relying on its perfect education system, the school teaches us a skill, and finally trains us into engineers, chefs and writers, ferries us to the ranks of efficient labor, and works hard against the cause of others. In a sense, a school is not a place to train employers, but a place to train good employees.
In real life, we should learn how to invest, not save. You should learn to surpass others by relying on courage and financial quotient. Don't pay for your vanity. In my opinion, it is not advisable to mortgage the house and make yourself a house slave early. Perhaps the really rich will buy assets and add value in their operations, instead of buying liabilities that they think are assets like the middle class.
Reflections on the fifth chapter of Poor Dad and Rich Dad
Everyone has his own father, but it seems a bit simplistic to classify poor fathers and rich fathers: besides, we have no choice between poor fathers and rich fathers. But if you have a choice, do you want a poor father or a rich father?
This problem is a hot topic in today's society, because it is related to all aspects of family education and dealing with people. Isn't there a very popular book on the market called Poor Dad Rich Dad? So even if this assumption is not true, we can still see a lot of things other than books from our respective choices.
I think, maybe most people will choose rich dad. Because my father is rich, I can not only have food and clothing, but also enjoy luxury occasionally. Isn't there a saying that is regarded as truth? Money is not everything, but you can't do anything without it. There is a rich father who can eat delicacies, enter a five-star restaurant, have air conditioning in summer, take a bath in winter and have a shuttle bus to and from school. One day's pocket money can cover the living expenses of ordinary children for a week. In fact, as the saying goes, there are advantages and disadvantages. Although this can make our life more comfortable, didn't Mencius say so? "Born in sorrow, died in happiness." Adults spoil their children like this, which will make them form the habit of not being self-reliant and relying on others. Naturally, one by one is either a little emperor or a little princess. It seems that I have been yelled at by others, and I will cry. How promising will such children be when they grow up? Of course, not every rich father dotes on his children so much.
However, if I had to choose, I would still choose poor dad. Poor dad doesn't have much money, but he can't buy the delicacies of thousands of feet, and he can't enter a restaurant with good service and luxurious decoration. He smells musty, doesn't have enough to eat, doesn't wear warm clothes and can't sleep well, and he has to help with housework. However, these hard lives can temper our will, inspire our fighting spirit and make us understand that poverty is not born. As long as we struggle, life will be better. As the saying goes: the children of poor families are in charge early. In fact, this statement is absolutely correct. Children from poor families have a spirit of not being afraid of being laughed at by others and are brave and progressive. This precious spirit can eventually become the driving force for struggle. Isn't it a typical example to emphasize the first week?
So, there is no doubt that if I have a choice, I still want a poor father. Students, do you want a poor father or a rich father?
Reflections on Chapter 6 of Poor Dad and Rich Dad
Being poor is not terrible. What is terrible is that you have no ambition.
The ambition here is not "study hard, get good grades and find a high-tech position with many other benefits" that my family has repeatedly reminded me. The author has repeatedly stressed that this is a backward concept, which makes people fall into the endless cycle of "rat race".
In this book, the author tells the different views and understandings of money and wealth between the rich and the poor with his own personal experience, and makes a detailed comparative analysis of how the rich and the poor educate their children, conveying a different understanding of study, work and money from our usual.