1, gift transfer: parents can choose to give the property as a gift to their children. This way can avoid the estate inheritance tax and ensure that children can inherit the property smoothly after their parents die. Donation and transfer need to follow relevant legal procedures, including handling donation procedures and paying corresponding taxes and fees.
2. Inheritance and transfer: Transferring the house to the children through inheritance is the way with the least tax expenses. The inherited property does not need to pay business tax, personal income tax and deed tax, but only needs to pay notarization fee. Heirs can notarize the right of inheritance by will, and take the notarized right of inheritance to the housing management department for transfer and name change.
3. Transfer of real estate for more than five years: if you buy real estate for more than five years, you will be exempted from business tax and personal income tax, and only pay deed tax, which is less than a fair fee.
The process of giving free property to children is as follows:
1. Both parties (parents and children) sign a written contract, that is, a gift book. Both parties carry the original house ownership certificate, gift contract, pay deed tax and go through notarization.
2. Go through the registration formalities of property right transfer.
3. Transfer the house to the child.
To sum up, the process of parents giving their children property free of charge includes signing a written property gift contract, going through the formalities of property right transfer registration and transferring the house to their children. In addition, according to the latest policy, during the marriage relationship, the ownership of the house and land originally belonged to one of the husband and wife, but changed to be jointly owned by both husband and wife or owned by the other party. If both parties agree to change the share of * * * *, the deed tax will be exempted. When handling the gift, both parties need to hold ID cards, real estate licenses, proof of immediate family members and other materials to go through the transfer procedures in the lobby of the Housing Security Bureau. The deed tax standard of private house gift is that the donee pays 3% and then transfers the property, and the tax is calculated according to the normal house sale. When dealing with the problem of real estate gift, it is recommended to consult a professional lawyer to get more accurate information and help.
Legal basis:
Measures for housing registration
Article 13
* * * If there is a house, it must be registered * * *, and someone is registered * * *. * * * If there is any change registration of house ownership, it can be applied by relevant * * *. However, if the nature or share of the * * * owner changes, the * * * owner * * shall apply.
Article 25
The housing registration institution shall record it in the housing register and issue the housing ownership certificate to the obligee. The house ownership certificate is the proof that the obligee enjoys the house right, including the House Ownership Certificate and the House Ownership Certificate. If the registered house is owned by * * *, the house registration agency shall indicate the words "owned by * * *" on the house ownership certificate. After the advance notice registration, mortgage right registration of construction in progress and other matters stipulated by laws and regulations are recorded in the house registration book, the house registration agency will issue the registration certificate.