It is clearly stipulated in the mutual health insurance between China and Huizhou that the age, occupation, health status, income and other indicators of the insured do not constitute underwriting conditions, that is to say, people excluded from commercial insurance in the market, such as the elderly, people with past diseases, high-risk or special occupations, and low-income people can all become members of mutual insurance companies, that is, they can buy mutual insurance products.
Therefore, mutual insurance represented by mutual benefit has played an important role in the health and convenience of the public in China, and has also become an extension of the national social medical security system, filling the market gap that commercial insurance cannot cover. Baidu answered seriously, I hope you are satisfied.