Among them, it is proposed that the number of housing units should be based on loans. For families who have no housing or housing and have settled the corresponding housing loans, if they apply for loans by purchasing ordinary commercial housing, financial institutions will implement the first home loan policy, and the down payment ratio will be 20%.
Financial institutions will further increase the intensity of individual housing mortgage loans and shorten the loan issuance cycle. The interest rate of the first set of commercial personal housing loans is 20 basis points lower than the quoted market interest rate of the corresponding term loans, and the second set shall not be lower than the quoted market interest rate of the corresponding term loans plus 60 basis points.
Implement subsidies for talents to buy houses. According to Linyi's "1 N" new talent policy, doctoral, master's and full-time undergraduate graduates who are new to the "two new" organizations in Junan buy houses in Junan County for the first time, and those who meet the conditions are given one-time subsidies of 300,000 yuan, 6.5438+million yuan and 50,000 yuan respectively.
Purchase and consumption subsidies will be implemented. If the deed tax on commercial housing transactions is paid in full from June 1 2022 to June 30, 2022 (inclusive), the purchaser will be subsidized according to 30% of the deed tax paid. For those who purchase new commercial housing from June 1 day to June 30, 2022 (subject to the filing time of online signing) and pay the deed tax within 1 month after the formal delivery, the purchaser will be subsidized according to 30% of the deed tax paid. The deed tax is levied first and then paid.