Question 2: What should China Merchants Bank do if it dials the wrong account number for inter-bank remittance? Under normal circumstances, if the payee's account number and account name do not match with the opening bank, the refund will be returned, and our bank will account for you within the first working day after receiving the refund.
However, it is not excluded that the receiving bank has other handling methods. It is recommended that you contact the receiving bank to verify whether to refund the ticket directly or need other procedures.
If you have any questions, I suggest you consult "forum.cmbchina/...ncmu=0, Online Customer Service", and we will serve you wholeheartedly!
Question 3: What should I do if the deposit goes to the wrong account and the money goes to someone else's account? 1. Online banking transfer error.
Online banking is a self-service trading channel. When transferring money from one bank to another, the system cannot verify the account information of other banks. After you enter the payment password and confirm the transaction, the banking system will transfer/remit money according to your requirements. If the payee's name and account number do not match, the receiving bank will refund the money in the same way after verification.
Second, ATM transfer error.
If you ask the bank to recover the money directly, it is basically impossible, because it is impossible to confirm whether the applicant really dialed the wrong money, so the bank can't provide information about the person who was paid at will. Protecting customer information is the first principle of banks, and it is not appropriate to provide customer information rashly in case someone maliciously obtains information.
Generally speaking, after transferring the wrong money, you can know where the money has been transferred through the bank. You can go to the bank with valid documents to entrust the bank to contact the payee and ask the other party to return it. In this case, the bank will cooperate to freeze the other party's account and recover the loss. If the other party does not pay back the money, it is suspected of property embezzlement and can bring a lawsuit to the court. The jurisdiction of the crime of property embezzlement lies in the court. In this case, the police station will not file a case.
Third, the counter transfer is wrong.
The probability of counter transfer error is very low, because counter transfer requires the payee's account number, account name and bank to be correct, and the payee's bank will enter the account. As long as the information is incorrect, it will be returned to the account.
Question 4: How to deal with the error of online banking account number? The other bank will pay you back, but only on working days. Pay attention next time. Generally speaking, the landing agent of the bank will return it to you. Wait patiently.
Question 5: What should I do if I dial the wrong account? Please rest assured that it doesn't matter if the account number is wrong. As long as the cardholder's name is incorrect, the money you dialed will be returned intact.
Question 6: How to return the wrong account name and account number to the original account 1? If the transfer is made by the same bank in the region, the bank will directly find that the account name and account number do not match when inquiring about the transfer, and it cannot be transferred out. 2. If it is cross-bank and cross-regional transfer or wire transfer, the money may be transferred out to the payee's bank, but the payee can't enter the account, and the payer needs to send a correction letter to the payee or return the remittance.
Question 7: What should I do with the wrong bank card account? How to remit money?
What's the matter? Is the number missing or wrong?
If the quantity is small, the money can't be remitted at all; If it is wrong, the remittance needs to match the payee's name before it can reach the account. That is to say, if you remit money to Zhang San, the wrong account number is Li Si, unless you write the payee's name as Li Si at the same time, the payee is Zhang San and the account number is Li Si, so that no matter Zhang San and Li Si, the money will not be received, because "the account number does not match the name", and the money will be returned. If it is an online banking transfer, it will be returned to the online banking account, and cash remittance can only be settled in the bank.
Question 8: What if the account number is wrong?
Question 9: What should I do if the money is misdirected? If the card of China Merchants Bank is transferred out, choose the mode of "proposing the next day" and handle the transfer of non-China Merchants Bank cards through ATM channels. Before raising funds, you can call the customer service hotline with your remittance card and ID card or apply for account cancellation at any branch of China Merchants Bank. After you select a transfer method other than Next Day and enter the withdrawal password to confirm the transaction, you cannot cancel or modify the transaction, nor can you change the payment method. If the payee information is filled in incorrectly, please pay attention to the change of account funds, and the money will generally be returned in the near future. If you accidentally choose the wrong payee, please contact the payee to negotiate the return.
Question 10: How to recover the wrong money? There is no other way.
The reason is that it can't be settled through negotiation, because you can't know who opened that account over there through normal channels.
And the bank can't believe you, and draw 5 thousand yuan from someone else's account for no reason.
Therefore, it can only be solved through judicial channels. The court has the right to find out who the other party's account belongs to, and has the right to make a judgment to make the other party pay back the money or transfer the money directly from the bank.
It's annoying, but there's really nothing I can do.