Precautionary measures must be taken to prevent the high risk of private transactions of second-hand houses.

Many friends actually want to buy a second-hand house, but they don't want to buy a second-hand house through a real estate agent, because if they buy a second-hand house through a real estate agent, buyers need to prepare an extra real estate agency fee, which can be quite a lot, but the risk of private transactions of second-hand houses is also quite large, so many friends who want to buy a second-hand house are very entangled. Today, when Bian Xiao is concerned about preventing the risks of private transactions of second-hand houses, it is good to pay attention to these points!

1, to prevent the seller from defaulting.

Buyers can increase the deposit amount, and once the seller defaults, they need to pay double the deposit, which invisibly increases the cost of the seller's default, so this can avoid the risk of the seller's default due to rising house prices. However, it should be noted that the deposit amount cannot exceed 20% of the total contract amount, and the part exceeding 20% does not have the effect of deposit penalty. In addition, property buyers should try to make the terms of the contract detailed and meticulous to prevent disputes arising from unclear agreement.

2. Prevent sellers from concealing house information.

In order to facilitate the transaction, some sellers often conceal real information, such as housing quality problems and living environment problems. After signing the contract, the other party found out and filed a lawsuit. Buyers can know the situation from the property and neighbors before buying a house, and it is best to go to the scene to see the house, and make a clear agreement on how to bear the possible quality problems in the contract.

3. Prevent disputes over housing property rights.

Pay attention to check whether the name on the certificate provided by the contractor is the same person as that registered on the property certificate. In order to prevent anyone from forging, brokerage companies or brokers should be required to check with the Housing Construction Committee before signing the contract. Check the property owner on the real estate license when signing the contract. If there are multiple owners, all owners must be required to be present. If you can't be present, you need to provide a certificate of consent to the sale and a handwritten power of attorney. For married owners, they also need to provide proof of their spouse's consent to sell.

4. Guard against capital risks

The buyer must not agree with the owner to use your money to repay the mortgage. If the owner can't repay it himself, you must not agree with the owner to repay the loan with the buyer's money. Because you can't guarantee that the seller will really pay off the mortgage with your money, there will be many disputes here. Some property management fees are high, utilities have not been settled, and so on. Be sure to leave a deposit when signing the contract, otherwise it will be difficult for residents to find the cost when they hand over the house.

Everyone knows that buying a second-hand house has many risks. In fact, different risks have different preventive measures. If property buyers are familiar with these risks and measures, I believe that buying second-hand houses will not be a big problem. The above is the introduction of matters needing attention to prevent the risks of private transactions of second-hand houses.