1. Negotiation: In case of debt dispute, both parties can settle it through negotiation.
2. Mediation: If negotiation fails, you can apply to the local mediation department for mediation.
3. Litigation settlement: If mediation fails to solve the problem, you can bring a lawsuit to the court. Before prosecution, you need to prepare relevant evidence and materials and find a professional lawyer to represent you.
4. Enforcement of the award: The court has made a judgment, and if the defendant fails to perform the judgment, he may apply to the court for enforcement.
The information required for private debt disputes is as follows:
1. Debt Agreement: If the borrower and the borrower have signed a debt agreement, the original or photocopy shall be provided.
2. Borrower's certificate: the original and photocopy of the borrower's ID card or other valid certificates are required.
3. Borrower's repayment evidence: Borrower's repayment evidence is required, such as bank transfer records, receipts, checks, etc.
4. Proof of the borrower's financial status: proof of the borrower's financial status, such as payroll, tax bill, bank deposit certificate, etc., is required.
5. Contact information of the borrower: the contact information of the borrower, such as telephone number and home address, should be provided.
6. Testimony of relevant witnesses: If relevant witnesses can provide testimony to support one party's claim, it is necessary to provide testimony and evidence of relevant witnesses.
7. Other evidential materials: Other evidential materials, such as court judgments, conciliation statements and arbitration awards. , may need to be based on the specific situation.
To sum up, it is necessary to pay attention to legal procedures and regulations when dealing with civil debt disputes, and it is recommended to consult professionals in related fields before dealing with them. At the same time, the two sides should fully communicate and negotiate, try to reach an agreement, reduce litigation costs and time, and maintain good interpersonal relationships.
Legal basis:
Article 76 of the Civil Procedure Law of People's Republic of China (PRC)
The parties may apply to the people's court for an appraisal on the specialized issue of finding out the facts. Where a party applies for authentication, a qualified appraiser shall be determined by both parties through consultation; if negotiation fails, it shall be designated by the people's court. If the parties concerned do not apply for identification, and the people's court considers it necessary to identify specialized issues, it shall entrust a qualified appraiser for identification.