I went to CreditEase Company and CreditEase Hangzhou Branch, so I didn't do it because I didn't want my family to know.
You should be able to keep this a secret at CreditEase. Please consult. If not, please find a bigger third-party wealth management company. The process of comparing banks is beyond your control.
Yixin asked, and the immediate family must know. What is a third-party wealth management company?
Companies like CreditEase are called third parties, including insurance companies. ! !
I need a sum of money badly recently. Where can I get a company loan in Hangzhou? I work.
Be able to borrow money
Third, we need a loan urgently, and find a loan company in Hangzhou.
Bank loans consist of personal credit reports and personal qualifications. Only when the credit is good and the repayment source is stable can it be handled.
In order to apply for a loan, the borrower must have a stable income, because the borrower has a stable income to repay the arrears. In this regard, banks usually look at the borrower's bank running account and income certificate. If the borrower doesn't even have a stable income, the risk of overdue after borrowing is even greater. For such borrowers, banks and lending institutions will be cautious in lending.
When a borrower applies for a loan, the bank will inquire about the borrower's personal credit information. Only when the personal credit is good can the borrower get a loan application. The bank will check whether there are overdue bad records on the borrower's credit information and personal credit inquiry records. If the borrower's personal credit information is overdue, the risk of overdue after borrowing will be greater. In addition, if there are too many personal credit inquiries, the bank will doubt the borrower's recent economic problems and will lend cautiously. Therefore, only borrowers with good personal credit records have the opportunity to obtain loans.
When a borrower applies for a bank loan, the bank will also look at the borrower's current debt situation. If there is more debt in his name, it will inevitably reduce the borrower's repayment ability. Therefore, banks generally require the borrower's debt ratio. If the borrower has a large amount of foreign debt every month, even if it has never been overdue, the bank will still be worried about the borrower's repayment ability and may refuse the borrower's loan application.
These are the basic conditions for bank loans. In addition to the above loan conditions, the borrower also needs to meet other loan conditions stipulated by the bank. Different loan products have different requirements for borrowers, so it is recommended to consult bank customer service to see if they meet the conditions of bank loans.
You can pay attention to my problems in Hangzhou.
4. Is the direct loan center of Hangzhou Bank true?
Of course it's true. Now that the money can't be released, they try their best to market it. Marketing is lending to the outside world. If you meet their rules, he can lend you money. In other words, if you have good credit and property at home, he will lend you a loan. Therefore, the direct loan center of Hangzhou Bank is definitely true. Because there is a surplus of private capital at present. Just too much money to put down.