The conditions for foreigners to buy a house in Jiangmen are: 1, local one-year tax payment certificate or social security payment certificate, Jiangmen local income certificate, two to three times the monthly payment, and others like ID card, marriage certificate and household registration book. 2. A natural person who has reached the age of 18 and has full capacity for civil conduct; When the loan is due, it shall not exceed 60 for men and 55 for women; Have a stable and legal occupation and income source, and have the ability to repay the principal and interest. 3. Information required for individuals to buy a house: the household registration book, ID card and copy of the borrower's husband and wife. Purchase contract or agreement signed with Jiangmen house selling unit. Proof and copy of the borrower's down payment deposit. Personal housing loan application form, the format can be provided by the bank.
Legal objectivity:
Article 7 of the Regulations on the Administration of Urban Real Estate Transfer shall be handled in accordance with the following procedures: (1) The parties to the transfer of real estate shall sign a written transfer contract; (two) the parties to the real estate transfer shall, within 90 days after the signing of the real estate transfer contract, declare the transaction price to the real estate management department where the real estate is located with the real estate ownership certificate, the legal certificate of the parties, the transfer contract and other relevant documents; (three) the real estate management department to review the relevant documents provided, and make a written reply whether or not to accept within 7 days, 7 days without a written reply, as agreed to accept; (four) the real estate management department to verify the declared transaction price, and according to the need to conduct on-the-spot investigation and evaluation of the transferred real estate; (five) the parties to the transfer of real estate shall pay the relevant taxes and fees in accordance with the provisions; (six) the real estate management department shall go through the formalities of housing ownership registration and issue the certificate of real estate ownership.