1. Name, ID number and address of the borrower. The borrower is an individual and must sign it himself. The legal effect of the iou signed by others will be controversial. For example, a loan signed by Zhang San and Li Si will bring legal trouble to the borrower. 2. Lender's name: it is required to write the full name, and it is best not to write it, so as to avoid obstacles when claiming creditor's rights. 3. Write down the loan amount clearly: it is best to write down the currency of the amount clearly, such as how much RMB is, and write it separately in uppercase and lowercase to avoid unclear disputes, but be sure to check the consistency of uppercase and lowercase. 4. Repayment period: The agreement on repayment period has advantages and disadvantages.
Legal basis:
Article 667 of the Civil Law of People's Republic of China (PRC) is a loan contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.
Article 668 A loan contract shall be in written form, unless otherwise agreed between natural persons.
The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.
Article 669 When concluding a loan contract, the borrower shall, at the request of the lender, provide the true information about the business activities and financial status related to the loan.