2. For families who already own two or more houses in Changsha, and foreign families who own/kloc-0 or more houses and cannot provide residence permits in this city, the purchase of new commercial housing below 90 square meters (inclusive) in the main city is suspended.
Extended Information Foreign accounts (non-Hunan accounts) need to provide local tax payment certificates or social insurance payment certificates 1 year or more if they want to borrow money. If non-local residents who cannot provide local tax payment certificate or social insurance payment certificate 1 year or more apply for housing loans, the lender needs to implement the second (or above) differentiated housing credit policy, which may increase the down payment and loan interest rate.
The approval procedures and processes of each bank are different, but lenders are generally required to provide household registration certificate, ID card, marriage certificate (single certificate for unmarried people), job certificate issued by the unit, income certificate (including the buyer's bank flow certificate), local fixed contact address and contact information.
People's Daily Online-About whether college graduates are still eligible to buy a house in Changsha after they settle down.