First, add and delete names between husband and wife.
1, adding name to premarital property
Xiao Qiang bought a house, and only Xiao Qiang's name was written on the property certificate. After marriage, he wants to write Xiaoli's name on the real estate license.
2. Add property name after marriage
Xiao Qiang Xiao Li bought a suite together after marriage, and only Xiao Qiang's name was written on the property certificate. Now she wants to write Xiaoli's name on the real estate license.
3. The property after marriage belongs to the name.
Xiao Qiang Xiaoli bought a suite together after marriage, and the names of Xiao Qiang and Xiaoli were written on the property certificate. Now I want to remove Xiaoli's name from the real estate license.
Treatment: Correct registration.
The process of adding and deleting names between husband and wife is relatively simple, and it is exempt from deed tax, individual tax and value-added tax. As long as the application materials such as husband and wife identity certificate, marriage certificate, house ownership certificate and house registration application form are submitted, they can be handled in the Housing Authority.
Second, people other than husband and wife add or delete names.
1, add a name between parents and children.
Lao Liu wants to add his 89-square-meter house to his son's name, and his son has no room.
2. Add names to brothers and sisters
Lao Wang and his sister inherited a property from their parents, but only Lao Wang's name was written on the property certificate, and now I want to add my sister's name.
3. Property before marriage belongs to the name.
Xiao Qiang and Xiao Li are lovers. It turned out that they bought a house as a wedding room, and their names were written on the property certificate. But due to contradictions, the two broke up. They negotiated that the house was owned by Xiaoli, and Xiaoli returned Xiao Qiang's contribution, and Xiao Qiang's name was removed from the property ownership certificate.
Adding or deleting names between parents and children, between brothers and sisters, and between lovers can be handled by buying, selling or giving. It means that the owner gives or sells half of the property rights of the house to the person who wants to add the name, which can prove that there are celebrities in the house, and it is natural to apply for adding the name.
3. What's the difference between sending and buying?
1, house donation
Processing flow:
1) Both parties sign a house donation contract.
2) Take the gift contract to the notary office for notarization (some cities only need to provide notarization of kinship, such as Beijing).
3) Both parties bring ID cards, original real estate licenses, notarized gift contracts and other materials to the local housing authority to apply for change registration, and the housing authority will re-evaluate the house, and then pay the fees and add names according to regulations.
Payment: gifts between immediate family members, such as parents and children, brothers and sisters, only need deed tax and notary fee. Deed tax, individual tax and value-added tax (original business tax) are levied on gifts from non-immediate family members. If there is no blood relationship, add a name.
Restricted purchase situation: affected by the city's gift restriction policy, if the recipient is a restricted purchase group, it cannot be added.
2. Housing sales
Treatment process
1) Both parties sign the house sales contract.
2) Online signing for the record.
3) After going to the Housing Authority for the qualification examination of house purchase, print the house purchase contract for transfer and name addition.
Payment: House sales need to pay deed tax, individual tax and value-added tax (original business tax) according to the payment standard of second-hand house transactions, regardless of immediate family members.
Restricted purchase: the form of house sale is completely restricted by the purchase policy. If the donee is a restricted group, it is impossible to add a name, regardless of whether he is an immediate family member or not.
For example, Lao Wang wants to add his sister's name through business, but there is a house under her name. If the local policy of recognizing houses and loans is implemented, the property bought by his sister's loan will be considered as a second suite, and the down payment will be much higher. Pay attention to this.
Four. Matters needing attention in the name increase or decrease of real estate license
1. The above situation only applies to the situation that the house has no loan or the mortgage has been paid off. If the house has a mortgage loan, it must be paid off before it can be added or demolished.
Think it over before adding your name. If there is no room to add a name, buying a house again may consider you as a second suite. The loan down payment and interest rate will rise, and the taxes paid will be calculated according to the standard of the second suite. Foreign hukou may also face the dilemma of being restricted.
3. Adding names between husband and wife, whether pre-marital property or post-marital property, is exempt from deed tax, individual tax and value-added tax.
The increase or decrease of the name of the real estate license may vary from place to place. It is best to consult the local housing authority in advance. For houses involving multiple property rights, you can consult a lawyer to avoid disputes.
(The above answers were published on 20 17-04-2 1. Please refer to the actual situation for the current purchase policy. )
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