1. Age requirement: 20-60 years old.
2. Income requirements: the monthly punch-in income is more than 4,000 yuan (payroll bank flow is required).
3. Working years: working in the current unit for more than 6 months (if the nature of work is an agent, you need to have real estate in Beijing and work for 2 years).
4. Limit of quota: the quota without real estate under the name is 1 10,000-1 0.5 million, and the quota with real estate under the name is110,000-300,000.
Industry restrictions: applications from private owners, individual businesses and other self-employed households will not be accepted for the time being; Temporarily not accepting applications from insurance salesmen, construction and entertainment employees; We will not accept military applications for the time being.
The interest rate of Yaliancai Microfinance is moderate among many loan companies, with a monthly interest rate of about 2%.
There are four ways to apply for Yaliancai microfinance: one is to apply directly to the local Yaliancai microfinance company; The second is telephone application; The third is fax application; Fourth, the borrower applies online.
Shenzhen Yaliancai Microfinance Co., Ltd. (hereinafter referred to as "Yaliancai Microfinance") is a professional microfinance service organization established by Hong Kong Asia United Finance Co., Ltd. in Shenzhen in 2007. Asia United Finance Co., Ltd. was established in 199 1 and is now a member of Sun Hung Kai Limited. Sun Hung Kai Limited is a listed company in Hong Kong (stock code: 86), which is widely recognized for its diversified financial services. "Yaliancai Microfinance" exclusively entrusts Yaliancai Information Consulting (Shenzhen) Co., Ltd. to provide marketing and customer promotion services for its microfinance business in Shenzhen. With strong financial strength and rich experience in risk management, Yaliancai Microfinance provides the most convenient and efficient microfinance service for the public with innovative management concepts, brand-new service models and excellent management team. It really depends on the leadership of our chairman, Mr. Zhang Binghuang. Chairman Zhang is also the managing director and chief executive officer of United Asia Finance Limited. He has more than 30 years of experience in the private lending market and is known as the "father of personal loans" in Hong Kong. With solid technical, service and financial support, Yaliancai Microfinance is providing the most convenient and fast microfinance service for Shenzhen citizens and SME owners with a leading business model.