We all know that housing provident fund has many functions. If we don't have enough money to buy a house, we can still borrow from the provident fund. What is the legal basis for handling Tianjin provident fund loans? What materials do you need to apply for provident fund loans? What are the requirements for handling provident fund loans? The following small series will give you a specific introduction. 1. What is the legal basis for handling Tianjin provident fund loans? The second full text of Business Specification for Personal Housing Loan of Housing Provident Fund (GBT5 1267-20 17). The conditions for applying for Tianjin provident fund loans include: there is no overdue repayment at present; Non-repayment date. Three. Application materials: the applicant's original marriage certificate, the applicant's (spouse's) identity certificate and the applicant's (spouse's) joint housing provident fund card 4. Address: Peace Management Department:No. Dagu North Road 1 15, Heping District; Hedong Management Department: the bottom business of Huaxin Apartment, No.239 Xinkai Road, Hedong District; Airport processing outlets: Xisan Road 158, Airport Economic Zone; Hexi Management Department: the first floor of Youth Venture Plaza, No.2 Yong 'an Road, Hexi District; Nankai Management Department: Yu Xiang Building, No.58 Weier Road, Nankai District; Hebei Management Department: No.68 Ping 'an Street, Hebei District; Hongqiao Management Department: No.2 landlord of Xieyuan Apartment, Jieyuan Road 10, Hongqiao District; Tanggu Management Department: 2- 1259, No.2 Xingang Road, Tanggu District, next to Ocean Hotel; Hangu Management Department: No.88 Xinkai Middle Road, Hangu District; Dagang Management Department: the intersection of Wanxin Street and Shihua Road in Dagang District; Toray Management Department: Li Yue Building, Li Yue Road, Toray District1-11; Xiqing Management Department: No.280 Xiqing Road, Xiqing District; Jinnan Management Department: No.2 Lanting, Yi Shu-No.3 Shang Di, west of Jinqi Road, Xianshuigu Town, Jinnan District; Beichen Management Department: the intersection of Beiguoyuan Road and Dongguoyuan Road in Beichen District; Ninghe Management Department: the bottom business of the south residential area at the southern end of commercial road in Lutai Town, Ninghe District (opposite to Lantian Liri Commercial Building); Wuqing Management Department: the intersection of Yongyang West Road and Xinhua Road in wuqing district (CCB Building); Jinghai Management Department: CCB Building, Wenjing Road, Jinghai District; Baodi Management Department: No.1 Jianshe Road 1 10, Baodi District; Jizhou Management Department: No.8-104, Suntech, Qixing Garden, Guangming Road, Jizhou District; Development Management Department: TEDA Citizen Square LISW1-2, No.86 First Street, Development Zone; Dagang Management Department: Floor 3, South Building, Economic and Trade Building, No.34 Man Chun Road, Haibin Street, Dagang District. The interest of housing provident fund loans is much lower than that of commercial loans, and the repayment amount will be much less. The above has sorted out the places where Tianjin can apply for provident fund loans. If necessary, you can go to the above places for consultation. I hope the above content can help everyone. If you have other legal problems, you can consult.
Legal objectivity:
"Regulations on the Management of Housing Provident Fund" Article 24 Employees may withdraw the balance of the housing provident fund account under any of the following circumstances: (1) purchasing, building, renovating or overhauling their own houses; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.