Don't ignore the age of second-hand houses. Find out the truth, with skill.

In the current second-hand housing market, there is a phenomenon that the old house "act young" sells at a high price, because most banks are unwilling to issue loans to the elderly second-hand housing, and intermediaries or owners help buyers obtain loans by changing the age of the house. At the same time, using "young" to describe old second-hand houses when selling houses is an intermediary's usual trick. In this regard, property buyers should be good at observing, beware of being deceived and even falling into litigation.

Don't trust the age information provided by the other party.

Generally, the basic information of many second-hand houses is posted in the houses of intermediary companies, which not only indicates the basic situation of houses such as price, location and area, but also the age of some houses. However, most of the houses marked with the age are houses within seven or eight years, and houses marked with the age of more than 10 years are basically not marked. Sometimes the agent will write down the age of the room, which is more likely to attract everyone's attention. In addition, in order to sell the house as soon as possible, some homeowners raise the price and choose to falsify the housing information, so that the age of the house will "shrink". So buyers need a good distinction.

Many people who buy second-hand houses pay little attention to the age of their houses, and some owners themselves don't know the real age of their houses. Some people think that the age of the house is calculated from the time on the real estate license. In fact, the date on the real estate license can only reflect the date when the owner actually acquired the property right, and it is usually not the real age of the house. Because the house may not be sold immediately after completion, even the pre-sale house may not be able to apply for the real estate license immediately after delivery. These reasons often lead to the date error between the age of the house and the real estate license for several years. In addition, if the house has gone through several transactions, the time on the real estate license cannot reflect the age of the house, because the time on the real estate license is the last time to do the real estate license, not the time when the house was built. Therefore, don't trust the age information provided by the other party. You should check it on the spot and ask for it in many ways to get the real age information.

Two methods to distinguish the age of a house.

The age of the house is calculated from the date when the house is completed, accepted and delivered. The age of second-hand houses can also be inquired. The best way is to go to the real estate management department to check the bottom file. Whether it is a house built by a unit or a commercial house, it will be registered in the corresponding property rights department. If the buyer wants to inquire, he can contact the seller, bring the real estate license and other relevant documents, and make corresponding inquiries at the real estate trading center or the Housing Authority, so as to obtain the real age of the house. In addition, there are two methods to identify the age of second-hand houses, namely, age positioning method and multi-party inquiry method.

Dating method

Houses in the 1980s: Because the function of "hall" was not paid attention to during construction, its most obvious feature was that "hall" was small. At the same time, most of the houses in this era are six-story prefabricated houses, with two bedrooms of about 50 square meters, which are old-fashioned and have no supporting facilities such as street parks. In terms of ownership, most of them are housing reform houses.

Houses in the 1990s: The concept of "hall" began to appear in the huxing design of houses built after the 1990s. At this time, the housing unit is relatively new, with 70-80 square meters of two bedrooms and 10 square meters of living room. Because of paying attention to the concept of community and commercial facilities, the residential buildings in the 1990s are much better in the surrounding environment and supporting facilities than those in the 1970s and 1980s. This kind of high-quality housing will have a certain property management fee.

Houses built after 2000: Commercial houses built after 2000 began to appear in large units of 100 ~ 130 square meters, and trendy units such as two rooms, two halls and two bathrooms appeared. Three-bedroom, four-bedroom, multi-storey and duplex houses have been further improved compared with those in the 1990s. Houses built after 2000 not only have relatively perfect community atmosphere and surrounding facilities, but also have improved humanized services, such as telephone interface, broadband interface and cable TV interface.

Multi-probe method

1. You can consult a real estate expert. Under normal circumstances, real estate experts know more about the house, but they can't give a specific answer to the specific age of the house.

2. When you see the newly painted wall, you can confirm the real age of the house to the surrounding residents or the housing management department. Don't just listen to the intermediary company to introduce the age of the house.

3. If the house has been renovated recently, you can enter the kitchen and bathroom for observation, because the decoration of the kitchen and bathroom is difficult to change, and it is generally easier to judge the real decoration age of the house from the decoration of the kitchen and bathroom. In addition, because the decoration of the floor is not easy to replace, the color and style of the floor are also easier to see the old and new decoration of the house.

4. Observe the corridor and learn about the home dining table.

5. Ask neighbors or property about the house.

In order to prevent accidents, buyers can stipulate in the sales contract signed with the owner that if the actual construction period of the house is inconsistent with that provided by the landlord, the owner shall bear the liability for breach of contract. The age of the house is related to many interests of buyers, so when buying a second-hand house, you must find out the real age of the house to avoid being cheated.

(The above answers were published on 20 15- 10-07. Please refer to the actual situation for the current purchase policy. )

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